San Luis Obispo County property record for 944 Northampton St, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1973 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $426,500 (Jun 2003) |
| Tax Bill | $6,786 (2025) |
| Deeds & Mortgages | May 2021 Transfer Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-352-008 |
| Primary APN | 022-352-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Terrain | Below Road/Slope |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 944 NORTHAMPTON ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 44 BL 2 LT 6 |
| Legal Subdivision | SAN LUIS OBISPO 44 |
| Legal Tract | 44 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10404 |
944 Northampton St is owned by a company that acquired it in April 2021 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 944 NORTHAMPTON ST, CAMBRIA, CA 93428-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Intrafamily Transfer, Transfer |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2003 · Amount on File |
| Deed Sale | Jun 26, 2003 · Amount on File |
| Prior Sale | Jan 29, 1997 · Amount on File |
| Deed Document Number | 200369112 |
| Last Transfer Date | Apr 28, 2021 |
| Transfer Doc | 0000032855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 3, 2021 |
| Property Address | 944 NORTHAMPTON ST, CAMBRIA, CA 93428-2506 |
| Document Number | 0000032855 |
| Map Reference | MB 5 PG 63 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021032855 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 944 NORTHAMPTON ST, CAMBRIA, CA 93428-2506 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 944 NORTHAMPTON ST, CAMBRIA, CA 93428-2506 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 944 NORTHAMPTON ST, CAMBRIA, CA 93428-2506 |
| Document Number | 0000022189 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021022189 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 944 Northampton St was $6,786 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $630,049 (+2%) Land $339,769 Building $290,280 | |
| 2025 | $6,786.00 Homeowner's exemption | $617,696 Land $333,107 Building $284,589 |
| 2023 | $6,516.00 (+2.02%) Homeowner's exemption | $593,712 Land $320,173 Building $273,539 |
| 2022 | $6,387.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 944 Northampton St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 944 Northampton St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband.
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