9574 Garforth Dr, White Lake, MI 48386 Property Records

Oakland County property record for 9574 Garforth Dr, White Lake, MI 48386 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 638 sqft · built 1956
Lot Size	0.349 acres (15,202 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Dec 2008)
Tax Bill	$1,691 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Y-12-35-176-021`

Property Details

APN / Parcel Number

Primary APN	`Y-12-35-176-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	638 sqft Living Area
1st Floor Area	638 sqft
Basement Area	638 sqft
Unfinished Basement	638 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	15,202 sqft (0.349 acres)
Lot Dimensions	126 ft deep x 80 ft wide
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces
Deck Area	16 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9574 GARFORTH DR
City	WHITE LAKE
State	MI
Zip	48386-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T3N, R8E, SEC 35 CEDAR LAKE PARK LOTS 91 & 92 9-12-90 FR 008 & 009
Legal Range	08E
Legal Township	03N
Legal Section	35
Legal Subdivision	CEDAR LAKE PARK
Legal Lot Number	9,91-92
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	2
Census Block	2021
Census Tract	130600

Owner

Source: Oakland County records · APN Y-12-35-176-021

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9574 GARFORTH DR, WHITE LAKE, MI 48386-3231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN FIRST CU
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN FIRST CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2008 · Amount on Record
Deed Sale	Dec 09, 2008 · Amount on Record
Prior Sale	Nov 07, 2001 · Amount on Record
Deed Document Number	2008211169
Deed Book / Page	40759 / 245
Prior Transfer Date	May 23, 2003
Prior Transfer Doc	0296950291
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9574 GARFORTH DR, WHITE LAKE, MI 48386-3231
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	EVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9574 GARFORTH, ROCHESTER, MI 48308

Mortgage

Document Number	0000244768
Date	Oct 14, 2021
Book Page	57000/251
Instrument	244768

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9574 GARFORTH DR, WHITE LAKE, MI 48386-3231
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9674 GARFORTH DR, WHITE LAKE, MI 48386-3232

Mortgage

Document Number	0000221520
Date	Oct 26, 2020
Book Page	55053/185
Instrument	221520

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Oct 01, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	1.2%

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,691.00 (-44.1%) Homeowner's exemption	$172,630 (+13.63%)	$345,260 (+13.63%)
2024	$3,025.00 (+13.38%)
2023		$151,920	$303,840
2021	$2,668.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251306002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1993–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2011, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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