Oakland County property record for 9558 Garforth Dr, White Lake, MI 48386 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,240 sqft · built 1925 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Dec 2016) |
| Tax Bill | $1,962 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | Y-12-35-176-010 |
| Primary APN | Y-12-35-176-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft 1st Floor |
| Basement Area | 1,240 sqft Basement |
| Finished Basement | 1,240 sqft Finished |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 7,884 sqft (0.181 acres) |
| Lot Dimensions | 197 ft deep x 40 ft wide |
| Deck Area | 246 sqft Deck |
|---|---|
| Patio Area | 246 sqft Patio |
| Porch | Slab |
| Porch Area | 24 sqft Porch |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9558 GARFORTH DR |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48386-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T3N, R8E, SEC 35 CEDAR LAKE PARK LOT 93 |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 35 |
| Legal Subdivision | CEDAR LAKE PARK |
| Legal Lot Number | 93 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 130600 |
Source: Oakland County records · APN Y-12-35-176-010
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9558 GARFORTH DR, WHITE LAKE, MI 48386-3231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 02, 2018 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Sep 10, 2019 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| May 21, 2020 | Deed of Trust, Mortgage · Line of Credit MICHIGAN FIRST CU |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI MICHIGAN FIRST CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 2016 · Amount on Record |
| Deed Sale | Dec 14, 2016 · Amount on Record |
| Prior Sale | Feb 09, 2007 · Amount on Record |
| Deed Document Number | 2016236579 |
| Deed Book / Page | 50179 / 188 |
| Prior Transfer Date | Mar 18, 2008 |
| Prior Transfer Doc | 0000052330 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9558 GARFORTH DR, WHITE LAKE, MI 48386-3231 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9558 CARFORTE ST, WHITE LAKE, MI 48386 |
| Document Number | 0000205329 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 56740/371 |
| Instrument | 205329 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9558 GARFORTH DR, WHITE LAKE, MI 48386-3231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049852 |
|---|---|
| Date | Apr 02, 2018 |
| Book Page | 51680/00081 |
| Instrument | 49852 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9558 GARFORTH DR, WHITE LAKE, MI 48386-3231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000147706 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 53236/00359 |
| Instrument | 147706 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9558 GARFORTH DR, WHITE LAKE, MI 48386-3231 |
| Document Number | 0000104709 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9558 GARFORTH DR WHITE LAKE MI 483863231, WHITE LAKE, MI 48386-3231 |
| Document Number | 0000104709 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 054281/000250 |
| Instrument | 104709 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Address | LATHRUP VILLAGE, MI 48076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 31, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9558 GARFORTH DR, WHITE LAKE, MI 48386-3231 |
| Document Number | 0000103040 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9558 GARFORTH DR WHITE LAKE MI 483863231, WHITE LAKE, MI 48386-3231 |
| Document Number | 0000103040 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 054270/000172 |
| Instrument | 103040 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Address | LATHRUP VILLAGE, MI 48076 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,962.00 (-43.11%) Homeowner's exemption | $145,090 (+17.9%) | $290,180 (+17.9%) |
| 2024 | $3,449.00 (+13.53%) | ||
| 2023 | $123,060 | $246,120 | |
| 2021 | $3,038.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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