Boone County property record for 9570 Lower River Rd, Burlington, KY 41005
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,560 sqft · built 1990 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $258,000 (Oct 2020) |
| Tax Bill | $2,971 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Nov 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011.00-00-015.09 |
| Primary APN | 011.00-00-015.09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Finished Area |
| Basement Area | 1,244 sqft |
| Finished Basement | 373 sqft |
| Unfinished Basement | 871 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 82,328 sqft (1.89 acres) |
| Porch | Porch |
| Porch Area | 516 sqft |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 9570 LOWER RIVER RD |
|---|---|
| City | BURLINGTON |
| State | KY |
| Zip | 41005-8651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL D LEE HARTKE DIV (11-15G) |
| Legal Subdivision | LEE HARTKES DIV |
| Jurisdiction | BOONE KY |
| Township / Civil Division | BURLINGTON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 70502 |
Source: Boone County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9570 LOWER RIVER RD, BURLINGTON, KY 41005-8651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS DEPOSIT BANK & TRUST INC |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Oct 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 17, 2017 | Intrafamily Transfer, Transfer |
| Aug 17, 2017 | Intrafamily Transfer, Transfer |
| Jun 5, 2017 | Warranty Deed, Transfer CITIZENS DEPOSIT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on Record |
| Deed Sale | Oct 7, 2020 · Amount on Record |
| Prior Sale | Jun 5, 2017 · Amount on Record |
| Deed Document Number | 2020814860 |
| Deed Book / Page | 1153 / 242 |
| Prior Transfer Date | Aug 7, 2017 |
| Prior Transfer Doc | D1094/804 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 9570 LOWER RIVER RD, BURLINGTON, KY 41005-8651 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | M4053/309 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | M4053/309 |
| Instrument | 734798 |
| Name | CITIZENS DEPOSIT BANK & TRUST INC |
|---|---|
| Type | Bank |
| Address | VANCEBURG, KY 41179 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 9570 LOWER RIVER RD, BURLINGTON, KY 41005-8651 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M4242/214 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | M4242/214 |
| Instrument | 789530 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Oct 7, 2020 |
| Property Address | 9570 LOWER RIVER RD, BURLINGTON, KY 41005-8651 |
| Document Number | D1153/242 |
| Book / Page | D1153 / 242 |
| Map Reference | MB 11 PG 26 |
| Instrument Date | Sep 4, 2020 |
| Instrument | 814860 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | COSMOPOLITAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8459 US HIGHWAY 42F, 8459, FLORENCE, KY 41042 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 9570 LOWER RIVER RD, BURLINGTON, KY 41005-8651 |
| Document Number | 814861 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 814861 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Aug 17, 2017 |
| Property Address | 9570 LOWER RIVER RD, BURLINGTON, KY 41005-8651 |
| Document Number | D1094/804 |
| Book / Page | D1094 / 804 |
| Map Reference | MB 11 PG 26 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 733350 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9570 LOWER RIVER RD, BURLINGTON, KY 41005-8651 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Aug 17, 2017 |
| Property Address | 9570 LOWER RIVER RD, BURLINGTON, KY 41005-8651 |
| Document Number | D1094/804 |
| Book / Page | D1094 / 804 |
| Map Reference | MB 11 PG 26 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 733350 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9570 LOWER RIVER RD, BURLINGTON, KY 41005-8651 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Jun 5, 2017 |
| Property Address | 9570 LOWER RIVER RD, BURLINGTON, KY 41005-8651 |
| Document Number | D1090/583 |
| Book / Page | D1090 / 583 |
| Map Reference | MB 11 PG 26 |
| Instrument Date | May 25, 2017 |
| Instrument | 728067 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9570 LOWER RIVER RD, BURLINGTON, KY 41005-8651 |
| Document Number | 728069 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | 728069 |
| Name | CITIZENS DEPOSIT BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,971.00 (-1.72%) | $258,000 (-) Land $30,000 Building $228,000 | |
| 2024 | $258,000 (-) Land $30,000 Building $228,000 | ||
| 2023 | $3,023.00 (+2.09%) | $258,000 (-) Land $30,000 Building $228,000 | $258,000 (-) Land $30,000 Building $228,000 |
| 2022 | $2,961.00 | $258,000 Land $30,000 Building $228,000 | $258,000 Land $30,000 Building $228,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| altafiber Network Solutions Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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