9500 Lower River Rd, Burlington, KY 41005 Property Records

Boone County property record for 9500 Lower River Rd, Burlington, KY 41005

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,981 sqft · built 1997
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Aug 2025)
Tax Bill	$3,521 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011.00-00-015.07`

Property Details

APN / Parcel Number

Primary APN	`011.00-00-015.07`
Alternative APN	`37079`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,981 sqft Finished Area
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Lot Area	54,014 sqft (1.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9500 LOWER RIVER RD
City	BURLINGTON
State	KY
Zip	41005-8651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.238 AC RIVER RD (11-15E1)
Legal Subdivision	THE OHIO RIVER
Jurisdiction	BOONE KY
Township / Civil Division	BURLINGTON
Census Block Group	3
Census Block	3013
Census Tract	70502

Owner

Source: Boone County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9500 LOWER RIVER RD, BURLINGTON, KY 41005-8651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	20251157127
Deed Book / Page	1243 / 727
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Nov 18, 2020
Property Address	9500 LOWER RIVER RD, BURLINGTON, KY 41005-8651
Document Number	0D1155/684
Book / Page	D1155 / 684
Instrument	818737
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	BRB TRUST TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 WILDERNESS ST, 1305, DENTON, TX 76205-5162

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9500 LOWER RIVER RD, BURLINGTON, KY 41005-8651

Mortgage

Document Number	0M4377/337
Date	Nov 18, 2020
Book Page	M4377/337
Instrument	818738

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,521.00 (-1.76%)	$307,000 (-) Land $30,000 Building $277,000
2024			$307,000 (-) Land $30,000 Building $277,000
2023	$3,584.00 (+1.73%)	$307,000 (-) Land $30,000 Building $277,000	$307,000 (-) Land $30,000 Building $277,000
2022	$3,523.00	$307,000 Land $30,000 Building $277,000	$307,000 Land $30,000 Building $277,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
altafiber Network Solutions Fiber	1,000 / 500
T-Mobile Fixed Wireless	100 / 20