948 Phillips Rd, Cincinnati, OH 45230 Property Records

Hamilton County property record for 948 Phillips Rd, Cincinnati, OH 45230 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1978
Square Footage	1,944 sqft Living Area
Lot Size	23,522 sqft (0.539 acres)
Garage	Detached, 868 sqft
Occupancy	Owner Occupied
Tax Bill	$6,998.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`500-0410-0044-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,944 sqft Living Area
1st Floor	1,944 sqft 1st Floor
Basement Area	1,944 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1978
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	23,522 sqft (0.539 acres)
Depth X Width	197 ft x 114 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	868 sqft Garage
Patio Area	313 sqft Patio
Porch	1 Porch
Porch Area	196 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	948 PHILLIPS RD
City	CINCINNATI
State	OH
Zip	45230-5254
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REAR PHILLIPS RD 114.95 X 197.32 IRR LOT 3 EVERSULLS EST SUR 620
Legal Subdivision	EVERSULLS ESTATE
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Minor Civil Division	ANDERSON
Census Blockgroup	3
Census Block	3000
Census Tract	25002

Owner

Source: Hamilton County records · APN 500-0410-0044-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	948 PHILLIPS RD, CINCINNATI, OH 45230-5254
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 1976
Deed Sale	Dec 20, 1976
Record Refreshed	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	948 PHILLIPS RD, CINCINNATI, OH 45230-5254
Transaction Type	Mortgage
Record Updated	Jun 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 PHILLIPS RD, CINCINNATI, OH 45230-5254

Mortgage

Document Number	0000038640
Date	Apr 15, 2022
Book Page	14647/1410
Instrument	2022-0038640

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,998.00 (+2.78%)	$111,699 (-) Land $22,071 Building $89,628
2024	$6,809.00 (+5.19%)	$111,699 (-) Land $22,071 Building $89,628
2023	$6,473.00 (+18.75%)	$111,699 (+33.4%) Land $22,071 Building $89,628	$319,140 (+33.4%) Land $63,060 Building $256,080
2022	$5,451.00 Homeowner's exemption	$83,735 Land $21,704 Building $62,031
2020			$239,240 Land $62,010 Building $177,230

Flood & Wildfire

948 Phillips Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 64th in Ohio
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.