957 Harding St, Escondido, CA 92027 Property Records

San Diego County property record for 957 Harding St, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,598 sqft · built 1974
Lot Size	0.14 acres (6,100 sqft)
Owner	Company Name on Record
Last Sale	$285,000 (Jun 2011)
Tax Bill	$4,119 (2025)
Deeds & Mortgages	Apr 2023 Transfer Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`227-491-05-00`

Property Details

APN / Parcel Number

Primary APN	`227-491-05-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,598 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	957 HARDING ST
City	ESCONDIDO
State	CA
Zip	92027-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	LOT 5 TR 007439
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	007439
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	20211

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	957 HARDING ST, ESCONDIDO, CA 92027-1651
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Intrafamily Transfer, Transfer
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORP
Sep 28, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2011 · Amount on Record
Deed Sale	Jun 10, 2011 · Amount on Record
Deed Document Number	2011296656
Last Transfer Date	Apr 3, 2023
Transfer Doc	0000093992
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 11, 2023
Property Address	957 HARDING ST, ESCONDIDO, CA 92027-1651
Document Number	0000093992
Map Reference	MAP 7439
Instrument Date	Apr 3, 2023
Instrument	2023-0093992
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 HARDING ST, ESCONDIDO, CA 92027-1651

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	957 HARDING ST, ESCONDIDO, CA 92027-1651
Document Number	0000177144
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	957 HARDING ST ESCONDIDO CA 920271651, ESCONDIDO, CA 92027-1651

Mortgage

Document Number	0000177144
Date	Apr 7, 2020
Instrument	177144

Lender

Name	HOMEPLUS CORP
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2018
Property Address	957 HARDING ST, ESCONDIDO, CA 92027-1651
Document Number	0000405359
Map Reference	MAP 7439
Instrument Date	Sep 22, 2018
Instrument	2018-0405359
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	957 HARDING ST, ESCONDIDO, CA 92027-1651

Mortgage

Document Number	0000405360
Date	Sep 28, 2018
Instrument	2018-0405360

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$372,424 (+2%) Land $82,723 Building $289,701
2025	$4,119.00 (+4.54%) Homeowner's exemption	$365,122 (+4.04%) Land $81,101 Building $284,021
2023	$3,940.00 (+1.13%) Homeowner's exemption	$350,945 Land $77,952 Building $272,993
2022	$3,896.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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