1003 Harding St, Escondido, CA 92027 Property Records

San Diego County property record for 1003 Harding St, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1971
Lot Size	0.191 acres (8,300 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jan 2009)
Tax Bill	$3,045 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`227-355-18-00`

Property Details

APN / Parcel Number

Primary APN	`227-355-18-00`
Alternative APN	`2273501900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	8,300 sqft (0.191 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2273501900
Street Address	1003 HARDING ST
City	ESCONDIDO
State	CA
Zip	92027-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7
Legal Description	LOT 16 TR 006554
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	006554
Legal Block	4
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4008
Census Tract	20109

Owner

1003 Harding St is owned and occupied by an individual who acquired it in December 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1003 HARDING ST, ESCONDIDO, CA 92027-1406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
May 11, 2017	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL BANCORP
Apr 17, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2009 · Amount on File
Deed Sale	Jan 9, 2009 · Amount on File
Prior Sale	Jun 6, 2008 · Amount on File
Deed Document Number	20099231
Last Transfer Date	Dec 4, 2019
Transfer Doc	0000575373
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1003 HARDING ST, ESCONDIDO, CA 92027-1406
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 HARDING ST, ESCONDIDO, CA 92027-1406

Mortgage

Document Number	0000795985
Date	Nov 18, 2021
Instrument	2021-0795985

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 10, 2019
Property Address	1003 HARDING ST, ESCONDIDO, CA 92027-1406
Document Number	0000575373
Map Reference	MAP 6554
Instrument Date	Dec 4, 2019
Instrument	2019-0575373
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 HARDING ST, ESCONDIDO, CA 92027-1406

Mortgage

Document Number	0000575374
Date	Dec 10, 2019
Instrument	2019-0575374

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1003 HARDING ST, ESCONDIDO, CA 92027-1406
Document Number	0000220898
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 HARDING ST ESCONDIDO CA 920271406, ESCONDIDO, CA 92027-1406

Mortgage

Document Number	0000220898
Date	May 17, 2017
Instrument	220898

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2017
Property Address	1003 HARDING ST, ESCONDIDO, CA 92027-1406
Document Number	0000170419
Instrument Date	Mar 23, 2017
Instrument	170419
Transaction Type	Transfer
Record Updated	Apr 20, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 HARDING ST ESCONDIDO CA 920271406, ESCONDIDO, CA 92027-1406

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Harding St was $3,045.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$422,609 (+60.09%) Land $301,865 Building $120,744
2025	$3,045.00	$263,975 Land $96,574 Building $167,401
2023	$2,915.00 (+1.07%)	$253,726 Land $92,825 Building $160,901
2022	$2,884.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1003 Harding St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1003 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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