957 Cherokee Trl, Willoughby, OH 44094 Property Records

Lake County property record for 957 Cherokee Trl, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 906 sqft · built 1955
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (May 2026)
Tax Bill	$2,632 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-055-A-00-055-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-055-A-00-055-0`
Alternative APN	`13`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	906 sqft Living Area
1st Floor Area	906 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Patio Area	42 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	957 CHEROKEE TRL
City	WILLOUGHBY
State	OH
Zip	44094-7208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 1 & 4 DOUGLASS & 16 TRACT S/L 25 & 27
Legal Subdivision	ARROWHEAD BEACH NO. 2
Legal Tract	S
Legal Block	D
Legal Lot Number	25
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1000
Census Tract	201700

Owner

Source: Lake County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20225 WATER TOWER BLVD, 400, BROOKFIELD, WI 53045-3576
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer · FHA Mortgage US HOME MORTGAGE
Feb 9, 2026	Transfer on Death Deed, Transfer
Dec 5, 2022	Transfer on Death Deed, Transfer
Nov 29, 2017	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	20269792
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	May 8, 2026
Property Address	957 CHEROKEE TRL, WILLOUGHBY, OH 44094-7208
Document Number	0000009792
Instrument Date	May 5, 2026
Instrument	2026.9792
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$77,972.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009793,
Date	May 8, 2026
Instrument	2026..9793

Lender

Name	US HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	0000009794,
Date	May 8, 2026
Instrument	2026.9794

Lender

Name	OHIO HOUSING FINANCE AGENCY

Agreement

Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Feb 9, 2026
Property Address	957 CHEROKEE TRL, WILLOUGHBY, OH 44094-7208
Document Number	0000002574
Map Reference	VOL F PG 41
Instrument Date	Feb 6, 2026
Instrument	2026R002574
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Dec 5, 2022
Property Address	957 CHEROKEE TRL, WILLOUGHBY, OH 44094-7208
Document Number	0000032045
Map Reference	VOL F PG 41
Instrument Date	Oct 5, 2022
Instrument	2022R032045
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 29, 2017
Property Address	957 CHEROKEE TRL, WILLOUGHBY, OH 44094-7208
Document Number	0000032495
Instrument Date	Nov 27, 2017
Instrument	32495
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$459.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 CHEROKEE TRL WILLOUGHBY OH 440947208, WILLOUGHBY, OH 44094-7208

Mortgage

Document Number	32496
Date	Nov 29, 2017
Instrument	32496

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,920 (-) Land $10,170 Building $37,750	$136,930 (-) Land $29,070 Building $107,860
2024	$2,632.00 (-36.46%) Homeowner's exemption	$47,920 (+9.53%) Land $10,170 Building $37,750	$136,930 (+9.54%) Land $29,070 Building $107,860
2023	$4,142.00 (+53.29%) Homeowner's exemption	$43,750 (-) Land $8,640 Building $35,110
2022	$2,702.00 Homeowner's exemption	$43,750 Land $8,640 Building $35,110
2021			$125,000 Land $24,690 Building $100,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2006)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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