950 Cherokee Trl, Willoughby, OH 44094 Property Records

Lake County property record for 950 Cherokee Trl, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1927
Lot Size	0.091 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jun 2023)
Tax Bill	$4,928 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-B-055-B-00-127-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-055-B-00-127-0`
Alternative APN	`125`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Gross Area	1,596 sqft
1st Floor Area	936 sqft
Basement Area	96 sqft
Unfinished Basement	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1980
Architectural Style	Historical
Exterior Material	Combination
Lot Area	3,999 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	80 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	125
Street Address	950 CHEROKEE TRL
City	WILLOUGHBY
State	OH
Zip	44094-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 1 & 4 DOUGLASS & 16 TRACT
Legal Subdivision	ARROWHEAD BEACH NO. 2
Legal Block	C
Legal Lot Number	18
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1001
Census Tract	201700

Owner

950 Cherokee Trl is owned and occupied by an individual who bought it in June 2023.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	30941 WILLOWICK DR, WILLOWICK, OH 44095-3754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Deed Document Number	482020
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jun 16, 2023
Property Address	950 CHEROKEE TRL, WILLOUGHBY, OH 44094-7209
Document Number	0000011384
Map Reference	VOL F PG 41
Instrument Date	Jun 14, 2023
Instrument	2023R011384
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	950 CHEROKEE TRL, WILLOUGHBY, OH 44094-7209

Mortgage

Document Number	0000011385
Date	Jun 16, 2023
Instrument	2023R011385

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,928.00 (+50.2%) Homeowner's exemption	$52,050 (-) Land $7,860 Building $44,190
2022	$3,281.00	$52,050 Land $7,860 Building $44,190
2021			$148,710 Land $22,450 Building $126,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 950 Cherokee Trl in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2006)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 950 Cherokee Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	AQUA OHIO - MENTOR
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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