Chesapeake City property record for 957 Benefit Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1948 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,000 (Aug 2012) |
| Tax Bill | $2,884 (2025) |
| Deeds & Mortgages | Feb 2012 Mortgage Aug 2015 Line of Credit + 1 more |
| APN | 0850000000010 |
| Primary APN | 0850000000010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 176 sqft |
| Shed | 1 Shed |
| Shed Area | 35 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 957 BENEFIT RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-2741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1: AGRICU |
| Legal Description | PT S J BROWNE PIECE 1 AC |
| Legal Subdivision | WHOLE MAP 085/SIR RALEIGH ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21200 |
957 Benefit Rd is owned and occupied by an individual who acquired it in January 2020.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 957 BENEFIT RD, CHESAPEAKE, VA 23322-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2012 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING INC |
| Aug 10, 2015 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Feb 26, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2012 · Amount on File |
| Deed Sale | Aug 15, 2012 · Amount on File |
| Prior Sale | Oct 18, 2006 · Amount on File |
| Deed Book / Page | 8785 / 567 |
| Last Transfer Date | Jan 23, 2020 |
| Transfer Doc | 0000006090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 957 BENEFIT RD, CHESAPEAKE, VA 23322-2741 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008618/192 |
|---|---|
| Date | Feb 22, 2012 |
| Book Page | 8618/192 |
| Name | STEARNS LENDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 957 BENEFIT RD, CHESAPEAKE, VA 23322-2741 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009545/561 |
|---|---|
| Date | Aug 10, 2015 |
| Book Page | 9545/561 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 26, 2020 |
| Property Address | 957 BENEFIT RD, CHESAPEAKE, VA 23322-2741 |
| Document Number | 010117/712 |
| Book / Page | 10117 / 712 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 200006090 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 957 BENEFIT RD, CHESAPEAKE, VA 23322-2741 |
| Document Number | 010117/715 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 10117/715 |
| Instrument | 200006091 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 957 Benefit Rd was $2,884, up 12.9% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,100 (+10.72%) Land $186,000 Building $130,100 | $316,100 (+10.72%) Land $186,000 Building $130,100 | |
| 2025 | $2,884.00 (+12.92%) | $285,500 Land $165,000 Building $120,500 | $285,500 Land $165,000 Building $120,500 |
| 2024 | $2,554.00 | ||
| 2023 | $219,600 (+7.65%) Land $115,000 Building $104,600 | $219,600 (+7.65%) Land $115,000 Building $104,600 | |
| 2022 | $204,000 Land $105,000 Building $99,000 | $204,000 Land $105,000 Building $99,000 | |
| 2019 | $1,777.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 957 Benefit Rd; there have been 7 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 7 (2003–2016) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 957 Benefit Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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