Chesapeake City property record for 1005 Benefit Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,313 sqft · built 1989 |
| Lot Size | 3.71 acres (161,608 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,006 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2021 Refinance |
| APN | 0962002000010 |
| Primary APN | 0962002000010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,313 sqft Living Area |
| 1st Floor Area | 1,869 sqft |
| Attic | Attic |
| Attic Area | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 161,608 sqft (3.71 acres) |
| Lot Dimensions | 704 ft deep x 205 ft wide |
| Garage Type | Mixed |
| Garage Area | 2,400 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 600 sqft |
| Patio Area | 445 sqft |
| Utility Building | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1005 BENEFIT RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-2772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1: AGRICU |
| Legal Description | REPLAT LOT 1 PLEASANT RIDGE NORTH 3.710 AC |
| Legal Subdivision | PLEASANT RIDGE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21200 |
1005 Benefit Rd is owned and occupied by two individuals.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1005 BENEFIT RD, CHESAPEAKE, VA 23322-2772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Mar 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance OVM FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 10, 2026 |
| Property Address | 1005 BENEFIT RD, CHESAPEAKE, VA 23322-2772 |
| Document Number | 0000020718 |
| Book / Page | 11011 / 548 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202620718 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1005 BENEFIT RD, CHESAPEAKE, VA 23322-2772 |
| Document Number | 0000020718, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 11011/548 |
| Instrument | 202620718 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 30, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1005 BENEFIT RD, CHESAPEAKE, VA 23322-2772 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10330/1535 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 10330/1535 |
| Instrument | 210011759 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
The 2025 property tax bill for 1005 Benefit Rd was $6,006.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $647,300 (+8.84%) Land $271,900 Building $375,400 | $647,300 (+8.84%) Land $271,900 Building $375,400 | |
| 2025 | $6,006.00 | $594,700 Land $241,000 Building $353,700 | $594,700 Land $241,000 Building $353,700 |
| 2023 | $538,100 (+7.08%) Land $191,000 Building $347,100 | $538,100 (+7.08%) Land $191,000 Building $347,100 | |
| 2022 | $502,500 Land $171,000 Building $331,500 | $502,500 Land $171,000 Building $331,500 | |
| 2019 | $4,573.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1005 Benefit Rd; there have been 7 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 7 (2003–2016) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1005 Benefit Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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