St. Clair County property record for 9565 Short Cut Rd, Ira, MI 48023
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,328 sqft · built 1973 |
| Lot Size | 0.559 acres (24,350 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,513 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jan 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-23-580-0033-000 |
| Primary APN | 74-23-580-0033-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,328 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 1,304 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 24,350 sqft (0.559 acres) |
| Lot Dimensions | 316 ft deep x 77 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9565 SHORT CUT RD |
|---|---|
| City | IRA |
| State | MI |
| Zip | 48023-2852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 24 EXC S 250 FT SUPERVISORS BOWERS ANCHORVILLE PLAT T3NR15E SEC 8 |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 25 |
| Legal Subdivision | SUPERVISORS BOWERS ANCHORVILLE PLAT |
| Legal Lot Number | 24 |
| Legal Unit | 24 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | IRA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 650100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9565 SHORT CUT RD, IRA, MI 48023-2852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 26, 2026 | Intrafamily Transfer, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Nov 1, 2022 | Intrafamily Transfer, Transfer |
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 16, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2026 |
| Deed Sale | Jan 26, 2026 |
| Prior Sale | Apr 23, 2025 · Amount on Record |
| Deed Document Number | 20261629 |
| Deed Book / Page | 5891 / 729 |
| Prior Transfer Date | Jan 14, 2026 |
| Prior Transfer Doc | 0005891729 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9565 SHORT CUT RD, IRA, MI 48023-2852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9565 SHORT CUT RD, IRA, MI 48023-2852 |
| Document Number | 0005598757 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 5598/757 |
| Instrument | 2023002545 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 24, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 26, 2026 |
| Property Address | 9565 SHORT CUT RD, IRA, MI 48023-2852 |
| Document Number | 0005891729 |
| Book / Page | 5891 / 729 |
| Map Reference | LB 52 PG 22 & 23 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 2026001629 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9565 SHORT CUT RD, IRA, MI 48023-2852 |
| Name | Verified Name |
|---|---|
| Address | 9565 SHORT CUT RD, IRA, MI 48023-2852 |
| Document Number | 2026001630 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 2026001630 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 1, 2022 |
| Property Address | 9565 SHORT CUT RD, IRA, MI 48023-2852 |
| Document Number | 0005575273 |
| Book / Page | 5575 / 273 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 2022024751 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28388 RALEIGH CRESCENT DR, 28388, CHESTERFIELD, MI 48051-2308 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 9565 SHORT CUT RD, IRA, MI 48023-2852 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9565 SHORT CUT RD, IRA, MI 48023-2852 |
| Document Number | 0050250289 |
| Instrument Date | Dec 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9565 SHORT CUT RD IRA MI 480232852, IRA, MI 48023-2852 |
| Document Number | 0050250289 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 005025/000289 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9565 SHORT CUT RD, IRA, MI 48023-2852 |
| Document Number | 0049030828 |
| Instrument Date | Dec 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 9565 SHORT CUT RD IRA MI 480232852, IRA, MI 48023-2852 |
| Document Number | 0049030828 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 004903/000828 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Ira Township |
| Unified School District | Anchor Bay School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,300 (+2.95%) | $334,600 (+2.95%) | |
| 2025 | $3,513.00 (-4.75%) Homeowner's exemption | $162,500 (+26.46%) | |
| 2024 | $3,688.00 (+14.14%) | $325,000 (+26.46%) | |
| 2023 | $128,500 | ||
| 2022 | $3,231.00 | $257,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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