St. Clair County property record for 9540 Short Cut Rd, Ira, MI 48023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,024 sqft · built 1958 |
| Lot Size | 0.394 acres (17,163 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Mar 2023) |
| Tax Bill | $4,020 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-23-580-0053-000 |
| Primary APN | 74-23-580-0053-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,024 sqft Living Area |
| 1st Floor Area | 2,024 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Lot Area | 17,163 sqft (0.394 acres) |
| Lot Dimensions | 252 ft deep x 68 ft wide |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 9540 SHORT CUT RD |
|---|---|
| City | IRA |
| State | MI |
| Zip | 48023-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | W 68 FT OF E 310 FT OF THAT PART OF LOT 29 LYING S OF EXTD N LINE OF LOT 28 SUPERVISOR BOWERS ANCHORVILLE PLAT T3NR15E SEC 8 |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 08 |
| Legal Subdivision | SUPRVRS BOWERS ANCHORVILLE |
| Legal Lot Number | 28-29 |
| Legal Unit | 29,28 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | IRA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 650100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9540 SHORT CUT RD, IRA, MI 48023-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Sep 28, 2018 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2023 · Amount on Record |
| Deed Sale | Mar 13, 2023 · Amount on Record |
| Deed Document Number | 20234044 |
| Deed Book / Page | 5604 / 817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 13, 2023 |
| Property Address | 9540 SHORT CUT RD, IRA, MI 48023-1918 |
| Document Number | 0005604817 |
| Book / Page | 5604 / 817 |
| Instrument Date | Jan 10, 2023 |
| Instrument | 2023004044 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9540 SHORT CUT RD, IRA, MI 48023-1918 |
| Name | Verified Name |
|---|---|
| Address | 9540 SHORT CUT RD, IRA, MI 48023-1918 |
| Document Number | 2023004045 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 2023004045 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9540 SHORT CUT RD, IRA, MI 48023-1918 |
| Document Number | 0049970504 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9540 SHORT CUT RD IRA MI 480231918, IRA, MI 48023-1918 |
| Document Number | 0049970504 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 004997/000504 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | PARCHMENT, MI 49004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 10, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Ira Township |
| Unified School District | Anchor Bay School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,300 (+4.35%) | $268,600 (+4.35%) | |
| 2025 | $4,020.00 (+3.13%) Homeowner's exemption | $128,700 (+24.83%) | |
| 2024 | $3,898.00 (+55.05%) | $257,400 (+24.83%) | |
| 2023 | $103,100 | ||
| 2022 | $2,514.00 | $206,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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