95608 Pine Island, Tower, MN 55790 Property Records

St. Louis County property record for 95608 Pine Island, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 693 sqft
Lot Size	1.19 acres (52,079 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,000 (Oct 2025)
Tax Bill	$2,716 (2026)
Deeds & Mortgages	Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`387-0425-00510`

Property Details

APN / Parcel Number

Primary APN	`387-0425-00510`
Alternative APNs	`1189503` `101610`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	693 sqft Gross Area
1st Floor Area	616 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	52,079 sqft (1.19 acres)
Deck Area	80 sqft
Storage Building	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1189503
Street Address	95608 PINE IS
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOTS 49 50 AND 51 SERIAL #
Legal Subdivision	VERMILION DELLS 1ST ADD GREENW
Legal Lot Number	49-50
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1248
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11374 CEDAR BEACH DR NW, ORONOCO, MN 55960-1206
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Deed Document Number	20251095215
Prior Transfer Date	Feb 3, 2023
Prior Transfer Doc	0001462457
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 15, 2025
Property Address	95608 PINE IS, TOWER, MN 55790
Document Number	0001095215
Instrument Date	Sep 11, 2025
Instrument	1095215
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$1,125.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11374 CEDAR BEACH DR NW, ORONOCO, MN 55960-1206

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,716.00 (+55.56%)
2025	$1,746.00 (+24.54%)	$286,600 (+35.19%) Land $96,200 Building $190,400	$286,600 (+35.19%) Land $96,200 Building $190,400
2024	$1,402.00	$212,000 (+25.22%) Land $95,600 Building $116,400	$212,000 (+25.22%) Land $95,600 Building $116,400
2022		$169,300 Land $78,800 Building $90,500	$169,300 Land $78,800 Building $90,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 74% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1