St. Louis County property record for 95604 Pine Island, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1989 |
| Lot Size | 0.51 acres (22,256 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,748 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0425-00440 |
| Primary APN | 387-0425-00440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Gross Area |
| 1st Floor Area | 896 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 22,256 sqft (0.51 acres) |
| Deck Area | 112 sqft |
| Storage Building | 90 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1193647 |
|---|---|
| Street Address | 95604 PINE IS |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOTS 42 AND 43 SERIAL # |
| Legal Subdivision | VERMILION DELLS 1ST ADD GREENW |
| Legal Lot Number | 42-43 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1248 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2224 MCMENEMY ST, SAINT PAUL, MN 55117-1845 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 13, 2026 |
| Transfer Doc | 0001098192 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,748.00 (+69.84%) | ||
| 2025 | $1,618.00 (+22.58%) | $302,200 (+59.56%) Land $79,300 Building $222,900 | $302,200 (+59.56%) Land $79,300 Building $222,900 |
| 2024 | $1,320.00 | $189,400 (+24.2%) Land $73,700 Building $115,700 | $189,400 (+24.2%) Land $73,700 Building $115,700 |
| 2022 | $152,500 Land $62,600 Building $89,900 | $152,500 Land $62,600 Building $89,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
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