9560 Los Coches Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 9560 Los Coches Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,566 sqft · built 1979
Lot Size	0.465 acres (20,260 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (Mar 2008)
Tax Bill	$5,947 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`394-290-18-00`

Property Details

APN / Parcel Number

Primary APN	`394-290-18-00`
Alternative APN	`3942900600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,566 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	20,260 sqft (0.465 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	3942900600
Street Address	9560 LOS COCHES RD
City	LAKESIDE
State	CA
Zip	92040-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 6 (EX ST WID) TR 002484
Legal Subdivision	LOS COCHES FARMS
Legal Tract	002484
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16807

Owner

Source: San Diego County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9560 LOS COCHES RD, LAKESIDE, CA 92040-4614
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2008 · Amount on Record
Deed Sale	Mar 14, 2008 · Amount on Record
Prior Sale	Dec 30, 1993 · Amount on Record
Deed Document Number	2008137555
Prior Transfer Date	Dec 23, 1993
Prior Transfer Doc	0000884633
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 4, 2026
Property Address	9560 LOS COCHES RD, LAKESIDE, CA 92040-4614
Document Number	0000223863
Instrument Date	Jan 21, 2026
Instrument	2026223863
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	9560 LOS COCHES RD, LAKESIDE, CA 92040-4614

Mortgage

Document Number	0000223863,
Date	Aug 4, 2026
Instrument	2026223863

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	294 Months
Due	Feb 1, 2051

Interest

Rate	6.18%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9560 LOS COCHES RD, LAKESIDE, CA 92040-4614
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9560 LOS COCHES RD, LAKESIDE, CA 92040-4614

Mortgage

Document Number	0000734585
Date	Oct 21, 2021
Instrument	2021-0734585

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9560 LOS COCHES RD, LAKESIDE, CA 92040-4614
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9560 LOS COCHES RD, LAKESIDE, CA 92040-4614

Mortgage

Document Number	0000167959
Date	Mar 4, 2021
Instrument	2021-0167959

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$446,710 (+2%) Land $267,946 Building $178,764
2025	$5,947.00 (+7%) Homeowner's exemption	$437,952 (+4.04%) Land $262,693 Building $175,259
2023	$5,558.00 (+2%) Homeowner's exemption	$420,948 Land $252,494 Building $168,454
2022	$5,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	20 (1978–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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