9537 Los Coches Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 9537 Los Coches Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 1958
Lot Size	0.358 acres (15,580 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Oct 2017)
Tax Bill	$6,138 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`394-312-16-00`

Property Details

APN / Parcel Number

Primary APN	`394-312-16-00`
Alternative APN	`3943107000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	15,580 sqft (0.358 acres)
Lot Dimensions	170 ft deep x 65 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	3943107000
Street Address	9537 LOS COCHES RD
City	LAKESIDE
State	CA
Zip	92040-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 126 (EX RD WID)S 70 FT PAR OF NLY 3 PARS OF ROS 4693 IN TR 000289
Legal Subdivision	EL CAJON VALLEY COS LANDS
Legal Tract	000289
Legal Block	1
Legal Lot Number	126
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16810

Owner

9537 Los Coches Rd is owned and occupied by two individuals who bought it in October 2017.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9537 LOS COCHES RD, LAKESIDE, CA 92040-4613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 15, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Oct 19, 2017	Grant Deed, Transfer · FHA Mortgage OCMBC INC
May 9, 2017	Affidavit of Death, Transfer WESTERN RESOURCES TITLE
May 9, 2017	Grant Deed, Transfer · Conventional with PMI RCR INVESTMENT GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2017 · Amount on File
Deed Sale	Oct 19, 2017 · Amount on File
Prior Sale	May 9, 2017 · Amount on File
Deed Document Number	2017487891
Prior Transfer Date	Oct 10, 2003
Prior Transfer Doc	0000053096
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9537 LOS COCHES RD, LAKESIDE, CA 92040-4613
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9537 LOS COCHES RD, LAKESIDE, CA 92040-4613

Mortgage

Document Number	0000865776
Date	Dec 27, 2021
Instrument	2021-0865776

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 24, 2041

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9537 LOS COCHES RD, LAKESIDE, CA 92040-4613
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9537 LOS COCHES RD, LAKESIDE, CA 92040-4613

Mortgage

Document Number	0000466841
Date	Jun 28, 2021
Instrument	2021-0466841

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9537 LOS COCHES RD, LAKESIDE, CA 92040-4613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9537 LOS COCHES RD, LAKESIDE, CA 92040-4613

Mortgage

Document Number	0000804436
Date	Dec 15, 2020
Instrument	2020-0804436

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Nov 1, 2047

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 19, 2017
Property Address	9537 LOS COCHES RD, LAKESIDE, CA 92040-4613
Document Number	0000487891
Instrument Date	Jun 12, 2017
Instrument	487891
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9537 LOS COCHES RD LAKESIDE CA 920404613, LAKESIDE, CA 92040-4613

Mortgage

Document Number	487892
Date	Oct 19, 2017
Instrument	487892

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2047

Mortgage

Document Number	487893,
Date	Oct 19, 2017
Instrument	487893

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Amount	Amount on Record

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2017
Property Address	9537 LOS COCHES RD, LAKESIDE, CA 92040-4613
Document Number	0000208148
Instrument Date	May 5, 2017
Instrument	208148
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	WESTERN RESOURCES TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43690 ALCOBA DR TEMECULA CA 925924373, TEMECULA, CA 92592-4373

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2017
Property Address	9537 LOS COCHES RD, LAKESIDE, CA 92040-4613
Document Number	0000208149
Instrument Date	Apr 26, 2017
Instrument	208149
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	124 W MAIN ST #230 EL CAJON CA 920203958, 230, EL CAJON, CA 92020-3958

Mortgage

Document Number	208150
Date	May 9, 2017
Instrument	208150

Lender

Name	RCR INVESTMENT GROUP
Address	EL CAJON, CA 92020

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 9537 Los Coches Rd was $6,138 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$463,069 (+2%) Land $255,327 Building $207,742
2025	$6,138.00 Homeowner's exemption	$453,990 Land $250,321 Building $203,669
2023	$5,739.00 (+1.97%) Homeowner's exemption	$436,362 Land $240,601 Building $195,761
2022	$5,628.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9537 Los Coches Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2026)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9537 Los Coches Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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