9560 Amy Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9560 Amy Rd, Clay, MI 48001

Property Summary

Property Type	Other
Details	3 bd · 2 ba · 1,465 sqft · built 2017
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Mar 2022)
Tax Bill	$173 (2022)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-01-173-0073-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-173-0073-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,465 sqft Living Area

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	368 ft deep x 46.8 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74011730073000
Street Address	9560 AMY RD
City	CLAY
State	MI
Zip	48001-4820
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	RETIRED PARCEL 12-14-22; SPLIT;TRANSFER COMBINATION LOT 73 TIMBER RIDGE SUBDIVISION NO 3 SPLIT ON 12/14/2022 INTO
Legal Subdivision	TIMBER RIDGE SUBDIVISION
Legal Lot Number	73
Legal Unit	73
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3003
Census Tract	649000

Owner

9560 Amy Rd is owned and occupied by an individual who bought it in March 2022.

Source: St. Clair County records, as of July 31, 2023

Owner of Record	Individual Name on File
Mailing Address	9560 AMY RD, CLAY, MI 48001-4820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 16, 2022	Warranty Deed, Transfer FIRST PREMIER TITLE AGENCY, FIRST PREMIER TITLE AGCY LLC
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	Aug 2, 2017
Deed Document Number	2022006361
Deed Book / Page	5499 / 117
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9560 AMY RD, CLAY, MI 48001-4820
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69119 GARDEN DR, RICHMOND, MI 48062-1568

Mortgage

Document Number	0005483510
Date	Feb 3, 2022
Book Page	5483/510
Instrument	2022002875

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 16, 2022
Property Address	9560 AMY RD, CLAY, MI 48001-4820
Document Number	0005499117
Book / Page	5499 / 117
Map Reference	LB 106 PG 1-10
Instrument Date	Jan 19, 2022
Instrument	2022006361
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	FIRST PREMIER TITLE AGENCY, FIRST PREMIER TITLE AGCY LLC

Transaction

Amount	Amount on Record
Tax	$1,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9560 AMY RD, CLAY, MI 48001-4820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69119 GARDEN DR, RICHMOND, MI 48062-1568

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 25, 2017
Property Address	9560 AMY RD, CLAY, MI 48001-4820
Document Number	004852/744
Book / Page	4852 / 744
Map Reference	MB 106 PG 10
Instrument Date	Jul 14, 2017
Instrument	2017018250
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	HURON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,638.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6052 STARVILLE RD, 6052, COTTRELLVILLE, MI 48039-1021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54019 COUNTY LINE RD, NEW BALTIMORE, MI 48047-1122

Mortgage

Document Number	0048520745
Date	Jul 25, 2017
Book Page	4852/745
Instrument	2017018251

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill
2022	$173.00

Flood

FEMA maps place 9560 Amy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9560 Amy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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