9552 Amy Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9552 Amy Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Mar 2022)
Tax Bill	$5,537 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`74-01-173-0075-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-173-0075-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	124 ft deep x 80 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9552 AMY RD
City	CLAY
State	MI
Zip	48001-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 75 TIMBER RIDGE SUBDIVISION NO 3 ACCORDING TO THE PLAT RECORDED IN LIBER 106 PGS 1 THRU 10 ST CLAIR COUNTY REGISTER OF
Legal Subdivision	TIMBER RIDGE SUBDIVISION
Legal Lot Number	75
Legal Unit	75
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3003
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9552 AMY RD, CLAY, MI 48001-4820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIMPLE HOME LENDING LLC
Aug 26, 2022	Intrafamily Transfer, Transfer
Mar 7, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Apr 4, 2017	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Deed Document Number	20225506
Deed Book / Page	5494 / 967
Last Transfer Date	Aug 26, 2022
Transfer Doc	0005556179
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9552 AMY RD, CLAY, MI 48001-4820
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9600 NOOK RD 34, 34, CLAY, MI 48001-4676

Mortgage

Document Number	0005485928
Date	Feb 10, 2022
Book Page	5485/928
Instrument	2022003452

Lender

Name	SIMPLE HOME LENDING LLC
Type	Non-Lending Institution
Address	MACOMB, MI 48044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 26, 2022
Property Address	9552 AMY RD, CLAY, MI 48001-4820
Document Number	0005556179
Book / Page	5556 / 179
Map Reference	LB 106 PG 1
Instrument Date	May 27, 2022
Instrument	2022020142
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9522 AMY RD, 9522, CLAY, MI 48001-4819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9522 AMY RD, CLAY, MI 48001-4819

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 7, 2022
Property Address	9552 AMY RD, CLAY, MI 48001-4820
Document Number	0005494967
Book / Page	5494 / 967
Map Reference	LB 106 PG 1
Instrument Date	Jan 31, 2022
Instrument	2022005506
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 310, DAVISBURG, MI 48350-0310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9552 AMY RD, CLAY, MI 48001-4820

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 4, 2017
Property Address	9552 AMY RD, CLAY, MI 48001-4820
Document Number	0048150570
Book / Page	004815 / 000570
Instrument Date	Mar 9, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,565.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7038 LAKESHORE RD N MINDEN CITY MI 484659774, MINDEN CITY, MI 48465-9774

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,700 (+4.46%)	$309,400 (+4.46%)
2025	$5,537.00 (+2.01%) Homeowner's exemption	$148,100 (+16.52%)
2024	$5,428.00 (+40.08%)		$296,200 (+16.52%)
2023		$127,100
2022	$3,875.00		$254,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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