Franklin County property record for 938 Wisdom Ln, Pacific, MO 63069 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,096 sqft · built 1987 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,600 (Oct 2020) |
| Tax Bill | $2,443 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-2-10.0-0-012-014.360 |
| Primary APN | 19-2-10.0-0-012-014.360 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,096 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Shed | 1 Shed |
| Street Address | 938 WISDOM LN |
|---|---|
| City | PACIFIC |
| State | MO |
| Zip | 63069-2645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:24 AD DEUM 3 |
| Legal Range | 2E |
| Legal Township | 43N |
| Legal Section | 10 |
| Legal Subdivision | AD DEUM |
| Legal Lot Number | 24 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 800702 |
Source: Franklin County records · APN 19-2-10.0-0-012-014.360
Assessment roll updated November 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 938 WISDOM LN, PACIFIC, MO 63069-2645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2020 | Warranty Deed, Transfer GUILD MTG |
| Jan 02, 2018 | Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY |
| Jan 06, 2017 | Deed of Trust, Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on Record |
| Deed Sale | Oct 27, 2020 · Amount on Record |
| Prior Sale | Jan 02, 2018 · Amount on Record |
| Deed Document Number | 202018314 |
| Prior Transfer Date | Oct 28, 2011 |
| Prior Transfer Doc | 0000016709 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 27, 2020 |
| Property Address | 938 WISDOM LN, PACIFIC, MO 63069-2645 |
| Document Number | 0000018314 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 18314 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 938 WISDOM LN PACIFIC MO 630692645, PACIFIC, MO 63069-2645 |
| Document Number | 18315 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 18315 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jan 02, 2018 |
| Property Address | 938 WISDOM LN, PACIFIC, MO 63069-2645 |
| Document Number | 0000000059 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 59 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2018 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 938 WISDOM LN PACIFIC MO 630692645, PACIFIC, MO 63069-2645 |
| Document Number | 60 |
|---|---|
| Date | Jan 02, 2018 |
| Instrument | 60 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Document Number | 61, |
|---|---|
| Date | Jan 02, 2018 |
| Instrument | 61 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | KANSAS CITY, MO 64105 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 938 WISDOM LN, PACIFIC, MO 63069-2645 |
| Document Number | 0000000801 |
| Instrument Date | Jan 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 938 WISDOM LN PACIFIC MO 630692645, PACIFIC, MO 63069-2645 |
| Document Number | 0000000801 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 801 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 18, 2032 |
Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,443.00 (+21.48%) | $34,192 (+20.09%) | $179,960 (+20.09%) Land $34,700 Building $145,260 |
| 2023 | $2,011.00 (+19.56%) | $28,472 | $149,850 Land $34,700 Building $115,150 |
| 2022 | $1,682.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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