956 Ridge Rd, Newton, NJ 07860 Property Records

Sussex County and Stillwater Township property record for 956 Ridge Rd, Newton, NJ 07860

Property Summary

Property Type	Single Family Home
Details	1,458 sqft · built 1973
Lot Size	0.979 acres (42,641 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jul 2022)
Tax Bill	$10,366 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-04003-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`20-04003-0000-00018`
Alternative APN	`200400300018`

Interior

Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Construction Type	Frame
Lot Area	42,641 sqft (0.979 acres)
Lot Dimensions	328 ft deep x 130 ft wide
Garage Type	Attached

Location & Zoning

Street Address	956 RIDGE RD
City	NEWTON
State	NJ
Zip	07860-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	ADDITIONAL LOTS: 12,13,17
Legal Subdivision	PAULINSKILL LAKE
Legal Block	4003
Legal Lot Number	18
Jurisdiction	SUSSEX NJ
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4010
Census Tract	373900

Owner

956 Ridge Rd is owned and occupied by an individual who bought it in July 2022.

Source: Sussex County and Stillwater Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	956 RIDGE RD, NEWTON, NJ 07860-4542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage HOMETAP EQUITY PARTNERS LLC
Jul 18, 2022	Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 16, 2019	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Oct 17, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Feb 6, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Prior Sale	Apr 16, 2019 · Amount on File
Deed Document Number	202210218400
Deed Book / Page	3643 / 281
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	956 RIDGE RD, NEWTON, NJ 07860-4542
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 RIDGE RD, NEWTON, NJ 07860-4542

Mortgage

Document Number	0104090094
Date	Sep 30, 2025
Book Page	10409/94
Instrument	2025017847

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Mortgage Company
Address	BOSTON, MA 02116

Agreement

Amount	Amount on Record

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 18, 2022
Property Address	956 RIDGE RD, NEWTON, NJ 07860-4542
Document Number	0036430281
Book / Page	3643 / 281
Instrument Date	Jan 11, 2022
Instrument	20220718010218400
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,382.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4297 SE LONE OAK ST, 4297, HILLSBORO, OR 97123-9174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 RIDGE RD, NEWTON, NJ 07860-4542

Mortgage

Document Number	0101790564
Date	Jul 18, 2022
Book Page	10179/564
Instrument	20220718010218410

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	956 RIDGE RD, NEWTON, NJ 07860-4542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098270705
Date	Jul 17, 2020
Book Page	9827/705
Instrument	20200717010134660

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Apr 16, 2019
Property Address	956 RIDGE RD, NEWTON, NJ 07860-4542
Document Number	0035140642
Book / Page	003514 / 000642
Instrument Date	Apr 3, 2019
Instrument	65880
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	956 RIDGE RD NEWTON NJ 078604542, NEWTON, NJ 07860-4542

Mortgage

Document Number	96920207
Date	Apr 16, 2019
Book Page	009692/000207
Instrument	65890

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Oct 17, 2017
Property Address	956 RIDGE RD, NEWTON, NJ 07860-4542
Document Number	0034500093
Book / Page	003450 / 000093
Instrument Date	Sep 19, 2017
Instrument	221470
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 MARKET ST NEWARK NJ 071021702, NEWARK, NJ 07102-1702

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUSSEX NJ
Recording Date	Feb 6, 2017
Property Address	956 RIDGE RD, NEWTON, NJ 07860-4542
Document Number	0034170569
Book / Page	003417 / 000569
Instrument Date	Oct 31, 2016
Instrument	31420
Transaction Type	Foreclosure
Record Updated	May 9, 2017

Transaction

Amount	Amount on Record
Tax	$126.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1445 VALLEY RD WAYNE NJ 074708438, WAYNE, NJ 07470-8438

Tax Assessment & Valuation

The 2025 property tax bill for 956 Ridge Rd was $10,366, up 2.2% from the year before.

Source: Sussex County and Stillwater Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Stillwater Township
Secondary School District	Kittatinny Regional School District (07 - 12)
Elementary School District	Stillwater Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,900 (-) Land $80,500 Building $194,400	$274,900 (-) Land $80,500 Building $194,400
2025	$10,366.00 (+2.19%)	$274,900 Land $80,500 Building $194,400	$274,900 Land $80,500 Building $194,400
2024	$10,144.00
2023		$274,900 Land $80,500 Building $194,400	$274,900 Land $80,500 Building $194,400
2022	$9,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 956 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 956 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER WATER DISTRICT 1 serves 1,200 people · EPA ID NJ1920001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2021
Monitoring and Reporting	127 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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