955 Ridge Rd, Newton, NJ 07860 Property Records

Sussex County and Stillwater Township property record for 955 Ridge Rd, Newton, NJ 07860

Property Summary

Property Type	Single Family Home
Details	2,758 sqft · built 1968
Lot Size	1.02 acres (44,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Dec 2021)
Tax Bill	$10,936 (2025)
Deeds & Mortgages	Mar 2025 Second Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-04002-0000-00004-02`

Property Details

APN / Parcel Number

Primary APN	`20-04002-0000-00004-02`
Alternative APNs	`20040020000000040002` `2004002000000004B`

Interior

Stories	1 Story
Building Area	2,758 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	44,771 sqft
Lot Dimensions	273 ft deep x 164 ft wide

Location & Zoning

Old Parcel Number	2004002000000004B
Street Address	955 RIDGE RD
City	NEWTON
State	NJ
Zip	07860-4535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	ADDITIONAL LOTS: 4.01
Legal Block	4002
Legal Lot Number	4.2
Jurisdiction	SUSSEX NJ
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4012
Census Tract	373900

Owner

Source: Sussex County and Stillwater Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	955 RIDGE RD, NEWTON, NJ 07860-4535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 14, 2021	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 11, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Nov 14, 2001 · Amount on Record
Deed Document Number	202110387580
Deed Book / Page	3616 / 385
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	955 RIDGE RD, NEWTON, NJ 07860-4535
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103671196
Date	Mar 7, 2025
Book Page	10367/1196
Instrument	2025004123

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 6, 2045

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Dec 14, 2021
Property Address	955 RIDGE RD, NEWTON, NJ 07860-4535
Document Number	0036160385
Book / Page	3616 / 385
Instrument Date	Jul 20, 2021
Instrument	20211214010387580
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SAGE TITLE AND SETTLEMENT SERVICES, SAGE TITLE & SETMNT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 MANOR SQ, SPARTA, NJ 07871-2739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 RIDGE RD, NEWTON, NJ 07860-4535

Mortgage

Document Number	20211214010387590
Date	Dec 14, 2021
Instrument	20211214010387590

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	955 RIDGE RD, NEWTON, NJ 07860-4535
Document Number	0095010600
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 RIDGE RD NEWTON NJ 078604535, NEWTON, NJ 07860-4535

Mortgage

Document Number	0095010600
Date	Jun 6, 2017
Book Page	009501/000600
Instrument	114100

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County and Stillwater Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Stillwater Township
Secondary School District	Kittatinny Regional School District (07 - 12)
Elementary School District	Stillwater Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,000 (-) Land $67,800 Building $222,200	$290,000 (-) Land $67,800 Building $222,200
2025	$10,936.00 (+2.28%)	$290,000 (-) Land $67,800 Building $222,200	$290,000 (-) Land $67,800 Building $222,200
2024	$10,692.00 (+4.96%)
2023		$290,000 Land $67,800 Building $222,200	$290,000 Land $67,800 Building $222,200
2022	$10,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER WATER DISTRICT 1 serves 1,200 people · EPA ID NJ1920001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2021
Monitoring and Reporting	127 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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