Clermont County property record for 956 N Apple Gate, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,902 sqft · built 2006 |
| Lot Size | 0.297 acres (12,950 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,528 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Oct 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-02B-202 |
| Primary APN | 41-31-02B-202 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,902 sqft Living Area |
| 1st Floor Area | 732 sqft |
| Basement Area | 1,852 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 852 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,950 sqft (0.297 acres) |
| Garage Area | 370 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 94 sqft |
| Patio Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 956 N APPLE GATE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-7039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTATES AT SHAYLER RIDGE AT WETHERBY FARMS; SECTION 3 LOT 177; SEE 413102B202T FOR TIF |
| Legal Subdivision | ESTATES AT SHAYLER RIDGE AT WETHERBY FAR |
| Legal Lot Number | 177 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41305 |
956 N Apple Gate is owned and occupied by an individual who acquired it in October 2017.
Source: Clermont County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 956 N APPLE GATE, CINCINNATI, OH 45245-7039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Oct 13, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 13, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2017 |
| Deed Sale | Oct 13, 2017 |
| Prior Sale | Oct 5, 2006 · Amount on File |
| Deed Document Number | 201723846 |
| Prior Transfer Date | Sep 25, 2017 |
| Prior Transfer Doc | 0000023845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 956 N APPLE GATE, CINCINNATI, OH 45245-7039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003712 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 2830/2961 |
| Instrument | 202000003712 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 13, 2017 |
| Property Address | 956 N APPLE GATE, CINCINNATI, OH 45245-7039 |
| Document Number | 0000023846 |
| Book / Page | 002734 / 000110 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 23846 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 956 N APPLE GATE CINCINNATI OH 452457039, CINCINNATI, OH 45245-7039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 13, 2017 |
| Property Address | 956 N APPLE GATE, CINCINNATI, OH 45245-7039 |
| Document Number | 0000023845 |
| Book / Page | 002734 / 000108 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 23845 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 956 N APPLE GATE CINCINNATI OH 452457039, CINCINNATI, OH 45245-7039 |
The 2025 property tax bill for 956 N Apple Gate was $3,528 with a homeowner's exemption, down 15.4% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,528.00 (-15.36%) | $1,020 (-) Land $1,020 | |
| 2024 | $4,168.00 (-49.47%) Homeowner's exemption | $1,020 (-) Land $1,020 | $2,900 (-) Land $2,900 |
| 2023 | $8,248.00 (+13,879.66%) Homeowner's exemption | $1,020 (-) Land $1,020 | $2,900 Land $2,900 |
| 2022 | $59.00 Homeowner's exemption | $1,020 Land $1,020 | |
| 2020 | $2,900 Land $2,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 956 N Apple Gate in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 956 N Apple Gate is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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