Clermont County property record for 942 N Apple Gate, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,754 sqft · built 2007 |
| Lot Size | 0.217 acres (9,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (May 2008) |
| Tax Bill | $3,452 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-02B-196 |
| Primary APN | 41-31-02B-196 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,754 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 1,230 sqft |
| Unfinished Basement | 1,230 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 9,431 sqft (0.217 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 671 sqft |
| Deck Area | 350 sqft |
| Patio Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 942 N APPLE GATE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-7039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ESTATES AT SHAYLER RIDGE AT WETHERBY FARMS; SECTION 3 LOT 171; SEE 413102B196T FOR TIF |
| Legal Subdivision | ESTATES AT SHAYLER RIDGE AT WETHERBY FAR |
| Legal Lot Number | 171 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41305 |
942 N Apple Gate is owned and occupied by an individual who acquired it in September 2021.
Source: Clermont County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 942 N APPLE GATE, CINCINNATI, OH 45245-7039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK |
| Oct 4, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2008 · Amount on File |
| Deed Sale | May 9, 2008 · Amount on File |
| Deed Document Number | 200812042 |
| Deed Book / Page | 2123 / 1929 |
| Last Transfer Date | Sep 23, 2021 |
| Transfer Doc | 0000032276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 942 N APPLE GATE, CINCINNATI, OH 45245-7039 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000026974 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 3011/675 |
| Instrument | 202500026974 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 16, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 4, 2021 |
| Property Address | 942 N APPLE GATE, CINCINNATI, OH 45245-7039 |
| Document Number | 0000032276 |
| Book / Page | 2896 / 5757 |
| Map Reference | CAB 13 PG 140&141 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 202100032276 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 942 N APPLE GATE, CINCINNATI, OH 45245-7039 |
The 2025 property tax bill for 942 N Apple Gate was $3,452 with a homeowner's exemption, down 15.4% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,452.00 (-15.43%) | $740 (-) Land $740 | |
| 2024 | $4,082.00 (-49.62%) Homeowner's exemption | $740 (-) Land $740 | $2,100 (-) Land $2,100 |
| 2023 | $8,103.00 (+18,744.19%) Homeowner's exemption | $740 (-) Land $740 | $2,100 Land $2,100 |
| 2022 | $43.00 Homeowner's exemption | $740 Land $740 | |
| 2020 | $2,100 Land $2,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 942 N Apple Gate in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 942 N Apple Gate is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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