9553 E 1125th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 9553 E 1125th Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,760 sqft · built 2021
Lot Size	7.81 acres (340,204 sqft)
Owner	Individual Name on Record
Tax Bill	$4,961 (2025)
Deeds & Mortgages	May 2022 Construction Loan Feb 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-06-003-083`

Property Details

APN / Parcel Number

Primary APN	`04-06-003-083`

Interior

Stories	1 Story
Building Area	1,760 sqft Base Area
1st Floor Area	1,760 sqft
Basement Area	1,760 sqft
Unfinished Basement	1,760 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	340,204 sqft (7.81 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Pole Barn	2,560 sqft

Location & Zoning

Street Address	9553 E 1125TH AVE
City	EFFINGHAM
State	IL
Zip	62401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SE LYING S OF I-70 EXCEPT PT S 208FT OF W 97FT 3593/323 3227/50 509/139
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1006
Census Tract	950400

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9553 E 1125TH AVE, EFFINGHAM, IL 62401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA
Feb 7, 2022	Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA
Jan 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9553 E 1125TH AVE, EFFINGHAM, IL 62401-6583
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003784/336
Date	May 20, 2022
Book Page	3784/336
Instrument	202222002109

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 13, 2023

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9553 E 1125TH AVE, EFFINGHAM, IL 62401-6583
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003760/53
Date	Feb 7, 2022
Book Page	3760/53
Instrument	202222000565

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 28, 2023

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9553 E 1125TH AVE, EFFINGHAM, IL 62401-6583
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003834/302
Date	Jan 9, 2023
Book Page	3834/302
Instrument	202323000087

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	Jan 6, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.49%
Index	1-Year T-Bill
Max Rate	9.49%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,961.00	$121,790 (+500.84%) Land $11,540 Building $110,250	$365,370 (+500.84%) Land $34,620 Building $330,750
2022		$20,270 Land $8,670 Building $11,600	$60,810 Land $26,010 Building $34,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10

May also be available: AT&T, Frontier, T-Mobile.

Nearby Properties on E 1125th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures