9507 E 1125th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 9507 E 1125th Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,362 sqft · built 1975
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jun 2022)
Deeds & Mortgages	Feb 2022 Construction Loan May 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-06-003-082`

Property Details

APN / Parcel Number

Primary APN	`04-06-003-082`

Interior

Stories	1 Story
Building Area	1,362 sqft Base Area
Basement Area	1,362 sqft

Exterior

Year Built	Built 1975
Construction Type	Masonry / Concrete Block
Lot Area	16,988 sqft (0.389 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9507 E 1125TH AVE
City	EFFINGHAM
State	IL
Zip	62401-6583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S 208FT OF W 97FT NW SE LYING S OF I-70 3794/177 3593/323 3227/50 509/139
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1006
Census Tract	950400

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9507 E 1125TH AVE, EFFINGHAM, IL 62401-6583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA
May 20, 2022	Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage LAND OF LINCOLN CU
Jul 29, 2020	Warranty Deed, Transfer · Commercial Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	202222002706
Deed Book / Page	3794 / 177
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9507 E 1125TH AVE, EFFINGHAM, IL 62401-6583
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9507 E 1125TH AVE, EFFINGHAM, IL 62401-6583

Mortgage

Document Number	0003760/53
Date	Feb 7, 2022
Book Page	3760/53
Instrument	202222000565

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 28, 2023

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9507 E 1125TH AVE, EFFINGHAM, IL 62401-6583
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9507 E 1125TH AVE, EFFINGHAM, IL 62401-6583

Mortgage

Document Number	003784/336
Date	May 20, 2022
Book Page	3784/336
Instrument	202222002109

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 13, 2023

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 29, 2022
Property Address	9507 E 1125TH AVE, EFFINGHAM, IL 62401-6583
Document Number	003794/177
Book / Page	3794 / 177
Instrument Date	Jun 27, 2022
Instrument	202222002706
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9507 E 1125TH AVE, 9507, EFFINGHAM, IL 62401-6583

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9507 E 1125TH AVE, EFFINGHAM, IL 62401-6583

Mortgage

Document Number	202222002707
Date	Jun 29, 2022
Instrument	202222002707

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 29, 2020
Property Address	9507 E 1125TH AVE, EFFINGHAM, IL 62401-6583
Document Number	003593/323
Book / Page	3593 / 323
Instrument Date	Jul 27, 2020
Instrument	202020004089
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9507 E 1125TH AVE, EFFINGHAM, IL 62401-6583

Mortgage

Document Number	202020004090
Date	Jul 29, 2020
Instrument	202020004090

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 27, 2021

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption Senior Citizen's exemption	$64,910 Land $1,860 Building $63,050	$194,730 Land $5,580 Building $189,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10

May also be available: AT&T, Frontier, T-Mobile.

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