95500 Pine Island, Tower, MN 55790 Property Records

St. Louis County property record for 95500 Pine Island, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 295 sqft · built 1960
Lot Size	0.334 acres (14,568 sqft)
Owner	Individual Name on File
Tax Bill	$850 (2026)
Deeds & Mortgages	Mar 2021 Transfer Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`387-0420-00360`

Property Details

APN / Parcel Number

Primary APN	`387-0420-00360`
Alternative APN	`1122703`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	295 sqft Gross Area
1st Floor Area	295 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	14,568 sqft (0.334 acres)
Deck Area	24 sqft
Storage Building	36 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1122703
Street Address	95500 PINE IS
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0036 BLOCK:000 SERIAL #
Legal Subdivision	VERMILION DELLS T OF GREENWOOD
Legal Lot Number	36
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1248
Census Tract	15502

Owner

95500 Pine Island, a residential property, is owned by an individual who acquired it in March 2021.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	434 W 4TH ST, 705, RED WING, MN 55066-2549
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Affidavit of Death of Joint Tenant, Transfer
Oct 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 4, 2021
Transfer Doc	0001037368
Record Updated	Sep 20, 2026

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Mar 4, 2021
Property Address	95500 PINE IS, TOWER, MN 55790
Document Number	0001037368
Instrument Date	Feb 16, 2021
Instrument	1037368
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28369 FRONTAGE RD, SAINT JOSEPH, MN 56374-8636

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 4, 2019
Property Address	95500 PINE IS, TOWER, MN 55790
Document Number	00T1015862
Instrument Date	May 29, 2019
Instrument	T1015862
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$702.50
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1908 STEAM RIDGE CT APEX NC 275235999, APEX, NC 27523-5999

Tax Assessment & Valuation

The 2026 property tax bill for 95500 Pine Island was $850, up 29.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$850.00 (+29.57%)
2025	$656.00 (+15.9%)	$90,100 (+21.92%) Land $51,300 Building $38,800	$90,100 (+21.92%) Land $51,300 Building $38,800
2024	$566.00	$73,900 Land $49,500 Building $24,400	$73,900 Land $49,500 Building $24,400
2022		$61,800 Land $42,800 Building $19,000	$61,800 Land $42,800 Building $19,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95500 Pine Island in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95500 Pine Island is moderate, ranking above 51% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Island

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures