St. Louis County property record for 95474 Pine Island, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft |
| Lot Size | 0.937 acres (40,857 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,520 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 387-0420-02450 |
| Primary APN | 387-0420-02450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Gross Area |
| 1st Floor Area | 816 sqft |
| Architectural Style | Rustic |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 40,857 sqft (0.937 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 72 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 1041611 |
|---|---|
| Street Address | 95474 PINE IS |
| City | TOWER |
| State | MN |
| Zip | 55790-8461 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | OUTLOTS B & C SERIAL # |
| Legal Subdivision | VERMILION DELLS T OF GREENWOOD |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1248 |
| Census Tract | 15502 |
95474 Pine Island, a residential property, is owned by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3543 21ST AVE S, SAINT CLOUD, MN 56301-8934 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 95474 Pine Island was $1,520, up 58% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,520.00 (+58%) | ||
| 2025 | $962.00 (+19.95%) | $164,900 (+48.96%) Land $22,000 Building $142,900 | $164,900 (+48.96%) Land $22,000 Building $142,900 |
| 2024 | $802.00 | $110,700 Land $22,100 Building $88,600 | $110,700 Land $22,100 Building $88,600 |
| 2022 | $90,800 Land $21,900 Building $68,900 | $90,800 Land $21,900 Building $68,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95474 Pine Island in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95474 Pine Island is moderate, ranking above 52% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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