955 Warner Rd, Urbanna, VA 23175 Property Records

Middlesex County property record for 955 Warner Rd, Urbanna, VA 23175

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,851 sqft · built 2021
Lot Size14.1 acres (615,503 sqft)
OwnerIndividual Name on Record
Tax Bill$1,819 (2026)
Deeds & MortgagesNov 2021 Refinance
Flood ZoneZone X (minimal risk)
APN18 10 1

Property Details

APN / Parcel Number

Primary APN18 10 1
Alternative APN
  • 5376

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,851 sqft Living Area
Gross Area4,391 sqft
1st Floor Area1,851 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2022
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area615,503 sqft (14.1 acres)
Garage Area2,400 sqft
Parking Spaces8 Parking Spaces
PorchSlab
Porch Area557 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number5376
Street Address955 WARNER RD
CityURBANNA
StateVA
Zip23175-2593
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionBALLS NECK 14.13 LOT 1 D185-22 236-308 236-814 411-458 P12-110 D415-64 D16-1815
Legal Lot Number1
JurisdictionMIDDLESEX VA
Township / Civil DivisionJAMAICA
Census Block Group1
Census Block1042
Census Tract950900

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address955 WARNER RD, URBANNA, VA 23175-2593
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX VA
Property Address955 WARNER RD, URBANNA, VA 23175-2593
Transaction TypeMortgage
Record UpdatedOct 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210002842
DateNov 3, 2021
Instrument210002842
Lender
NamePRIMELENDING
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMiddlesex County
Unified School DistrictMiddlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,819.00$316,800 (-) Land $62,300 Building $254,500$316,800 (-) Land $62,300 Building $254,500
2025$1,819.00 (+179.42%)$316,800 (+152.63%) Land $62,300 Building $254,500$316,800 (+152.63%) Land $62,300 Building $254,500
2023$651.00$125,400 Land $62,300 Building $63,100$125,400 Land $62,300 Building $63,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Warner Rd

Nearby Streets

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