1014 Warner Rd, Urbanna, VA 23175 Property Records

Middlesex County property record for 1014 Warner Rd, Urbanna, VA 23175

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,504 sqft · built 1974
Lot Size1.08 acres (47,045 sqft)
Owner2 Individual Names on Record
Last Sale$242,500 (Jun 2026)
Tax Bill$799 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Oct 2025 Sale
Flood ZoneZone X (minimal risk)
APN18 112A

Property Details

APN / Parcel Number

Primary APN18 112A
Alternative APN
  • 8228

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,504 sqft Living Area
Gross Area3,128 sqft
1st Floor Area1,248 sqft
Basement Area256 sqft
Unfinished Basement256 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1988
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area47,045 sqft (1.08 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area120 sqft
Shed1 Shed
Shed Area100 sqft
Lean-To108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number8228
Street Address1014 WARNER RD
CityURBANNA
StateVA
Zip23175
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeLDR
Legal DescriptionCAMPBELLS 1.077 AC DB 97-142 227-105 W24-101 D25-1754 D26-1047
JurisdictionMIDDLESEX VA
Township / Civil DivisionJAMAICA
Census Block Group3
Census Block3024
Census Tract951000

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1014 WARNER RD, URBANNA, VA 23175
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Oct 15, 2025Deed, Transfer
UNKNOWN, MATHEWS TITLE & STLMT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2026 · Amount on Record
Deed SaleJun 29, 2026 · Amount on Record
Prior SaleOct 15, 2025 · Amount on Record
Deed Document Number20261047
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX VA
Recording DateJun 29, 2026
Property Address1014 WARNER RD, URBANNA, VA 23175
Document Number0000001047
Instrument DateJun 17, 2026
Instrument20261047
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$24,492.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1014 WARNER RD, URBANNA, VA 23175

Mortgage

Document Number0000001048,
DateJun 29, 2026
Instrument20261048
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX VA
Recording DateOct 15, 2025
Property Address1014 WARNER RD, URBANNA, VA 23175
Document Number0250001754
Instrument DateOct 8, 2025
Instrument250001754
Transaction TypeTransfer
Record UpdatedNov 6, 2025
Title CompanyUNKNOWN, MATHEWS TITLE & STLMT LLC

Transaction

AmountAmount Recorded
Tax$230.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5922 HOMEPLACE LN, GLOUCESTER, VA 23061-2658

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMiddlesex County
Unified School DistrictMiddlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$799.00$131,100 (-) Land $36,400 Building $94,700$131,100 (-) Land $36,400 Building $94,700
2025$799.00$131,100 (-) Land $36,400 Building $94,700$131,100 (-) Land $36,400 Building $94,700
2024$799.00$131,100 (-) Land $36,400 Building $94,700$131,100 (-) Land $36,400 Building $94,700
2023$799.00$131,100 Land $36,400 Building $94,700$131,100 Land $36,400 Building $94,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims10 (1995–2009)
Claims Outside the SFHA2 of 10
Most Recent ClaimDec 2009 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50

May also be available: All Points Broadband, Verizon.

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