955 W Drayton St, Ferndale, MI 48220 Property Records

Oakland County property record for 955 W Drayton St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,285 sqft · built 1949
Lot Size0.352 acres (15,333 sqft)
OwnerIndividual Name on Record
Last Sale$104,000 (Aug 2008)
Tax Bill$4,939 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-28-403-002

Property Details

APN / Parcel Number

Primary APN24-25-28-403-002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,285 sqft Living Area
1st Floor Area1,285 sqft
Basement Area1,285 sqft
Unfinished Basement1,285 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,333 sqft (0.352 acres)
Lot Dimensions306 ft deep x 50 ft wide
PorchSlab
Porch Area581 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address955 W DRAYTON ST
CityFERNDALE
StateMI
Zip48220-2762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 28 ASSESSOR'S REPLAT OF THAT PART OF LOTS 1 TO 11, 15 & OUTLOT B SOUTH OF THE E & W LINE & ALL OF LOTS 16 TO 30, 33 TO 36 & OUTLOT A OF LA BELLE HEIGHTS SUB'N LOT 76, ALSO N 9 FT OF VAC ALLEY ADJ TO SAME 3-24-11 CORR
Legal Range11E
Legal Township01N
Legal Section28
Legal SubdivisionLA BELLE HEIGHTS SUB
Legal Lot NumberB
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group3
Census Block3003
Census Tract173200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address955 W DRAYTON ST, FERNDALE, MI 48220-2762
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2008 · Amount on Record
Deed SaleAug 26, 2008 · Amount on Record
Prior SaleAug 14, 2007 · Amount on Record
Deed Document Number2008157976
Deed Book / Page40551 / 621
Prior Transfer DateDec 23, 2003
Prior Transfer Doc0000335083
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address955 W DRAYTON ST, FERNDALE, MI 48220-2762
Document Number0000164625
Book / Page051032 / 000849
Instrument DateAug 22, 2017
Transaction TypeMortgage
Record UpdatedSep 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address955 W DRAYTON ST FERNDALE MI 482202762, FERNDALE, MI 48220-2762

Mortgage

Document Number0000164625
DateSep 1, 2017
Book Page051032/000849
Instrument164625
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 31, 2037

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,939.00 (-2.89%) Homeowner's exemption$192,110 (+7.19%)$384,220 (+7.19%)
2024$5,086.00 (+5.85%)
2023$179,230$358,460
2021$4,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: WOW Internet, Cable & Phone.

Nearby Properties on W Drayton St

Nearby Streets

Search Property Records by Address or Parcel Number