955 Thoroughbred Cir, Reno, NV 89508 Property Records

Washoe County property record for 955 Thoroughbred Cir, Reno, NV 89508

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,059 sqft · built 2007
Lot Size	10 acres (437,778 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,265 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078-151-23`

Property Details

APN / Parcel Number

Primary APN	`078-151-23`
Alternative APN	`102160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	4,059 sqft Living Area
Gross Area	5,058 sqft
1st Floor Area	4,059 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	437,778 sqft (10 acres)
Lot Width	10 ft Width
Garage Type	Attached
Garage Area	999 sqft
Parking Spaces	4 Parking Spaces
Porch	Concrete/Metal Slab
Porch Area	862 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	955 THOROUGHBRED CIR
City	RENO
State	NV
Zip	89508-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	ROS 687 LOT 337
Legal Range	18E
Legal Township	23N
Legal Section	15
Legal Subdivision	_UNSPECIFIED
Legal Tract	213391
Legal Lot Number	337
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	2
Census Block	2008
Census Tract	3501

Owner

Source: Washoe County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	955 THOROUGHBRED CIR, RENO, NV 89508-9578
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Dec 30, 2020	Deed of Trust, Mortgage · VA Mortgage GREATER NEVADA LLC
Jan 12, 2017	Deed of Trust, Mortgage · VA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2016
Deed Sale	May 9, 2016
Prior Sale	Feb 28, 2005 · Amount on Record
Deed Document Number	20164587591
Last Transfer Date	Dec 24, 2024
Transfer Doc	0005509934
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	955 THOROUGHBRED CIR, RENO, NV 89508-9578
Transaction Type	Mortgage
Record Updated	Jun 8, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005382059
Date	May 24, 2023
Instrument	5382059

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	955 THOROUGHBRED CIR, RENO, NV 89508-9578
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST CENTENNIAL RENO MAIN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005123012
Date	Dec 30, 2020
Instrument	5123012

Lender

Name	GREATER NEVADA LLC
Type	Non-Lending Institution
Address	CARSON CITY, NV 89701

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	955 THOROUGHBRED CIR, RENO, NV 89508-9578
Document Number	0004674968
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	955 THOROUGHBRED CIR RENO NV 895089578, RENO, NV 89508-9578

Mortgage

Document Number	0004674968
Date	Jan 27, 2017
Instrument	4674968

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,615 (+0.55%) Land $30,100 Building $223,515
2025	$3,265.00 (-20.42%)	$252,235 (+6.66%) Land $28,000 Building $224,235	$720,670 (+6.66%) Land $80,000 Building $640,670
2023	$4,103.00	$236,495 Land $21,700 Building $214,795	$675,701 (+23.18%) Land $62,000 Building $613,701
2021			$548,565 Land $45,000 Building $503,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 73% of Nevada
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hot Spot Broadband Fixed Wireless	100 / 50
Nehalem Telecom DSL	100 / 20
Plumas-Sierra Telecommunications Fixed Wireless · not low latency	50 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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