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955 N Ridge Rd E, Lorain, OH 44055 Property Records

Lorain County property record for 955 N Ridge Rd E, Lorain, OH 44055 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1950
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$86,000 (Oct 2021)
Tax Bill$1,650 (2025)
Deeds & MortgagesDec 2022 Transfer
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-00-113-109-008

Property Details

APN / Parcel Number

Primary APN03-00-113-109-008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area912 sqft Living Area
Gross Area1,132 sqft
1st Floor Area988 sqft
Basement Area988 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions172 ft deep x 86 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area252 sqft
Patio Area32 sqft
Canopy32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address955 N RIDGE RD E
CityLORAIN
StateOH
Zip44055-3016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description61-03-113B -156-00
Legal Block109
JurisdictionLORAIN OH
Township / Civil DivisionSHEFFIELD
Census Block Group1
Census Block1000
Census Tract24000

Owner

Source: Lorain County records · APN 03-00-113-109-008

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2022Transfer on Death Deed, Transfer
HARVARD TITLE AGENCY LLC
Oct 15, 2021Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 25, 2021Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2021 · Amount on Record
Deed SaleOct 15, 2021 · Amount on Record
Deed Document Number2021844370
Prior Transfer DateAug 18, 2021
Prior Transfer Doc20210835975
Record UpdatedJun 08, 2026

December 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLORAIN OH
Recording DateDec 12, 2022
Property Address955 N RIDGE RD E, LORAIN, OH 44055-3016
Document Number0000901052
Instrument DateDec 08, 2022
Instrument2022-0901052
Transaction TypeTransfer
Record UpdatedDec 23, 2022
Title CompanyHARVARD TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 15, 2021
Property Address955 N RIDGE RD E, LORAIN, OH 44055-3016
Document Number20210844370
Instrument DateOct 13, 2021
Instrument2021-0844370
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address955 N RIDGE RD, LORAIN, OH 44055-3016

Mortgage

Document Number20210844371
DateOct 15, 2021
Instrument2021-0844371
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLORAIN OH
Recording DateAug 25, 2021
Property Address955 N RIDGE RD E, LORAIN, OH 44055-3016
Document Number20210835975
Instrument DateAug 18, 2021
Instrument2021-0835975
Transaction TypeTransfer
Record UpdatedSep 02, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionSheffield Township
Unified School DistrictClearview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,650.00 (-0.6%)$38,570 (+0.02%) Land $8,160 Building $30,410$110,180 (-) Land $23,300 Building $86,880
2024$1,660.00 (+14.33%)$38,563 (+44.08%) Land $8,155 Building $30,408$110,180 (+44.08%) Land $23,300 Building $86,880
2023$1,452.00 (-2.48%)$26,765 (-0.02%) Land $8,449 Building $18,316$76,470 (-) Land $24,140 Building $52,330
2022$1,489.00$26,770 Land $8,450 Building $18,320
2021$76,470 Land $24,140 Building $52,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930240001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2014, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cogeco Cable Holdings II, Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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