905 N Ridge Rd E, Lorain, OH 44055 Property Records

Lorain County property record for 905 N Ridge Rd E, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,583 sqft · built 1940
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual on Record
Last Sale	$57,400 (Jan 1999)
Tax Bill	$2,444 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-113-107-024`

Property Details

APN / Parcel Number

Primary APN	`03-00-113-107-024`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,583 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	70 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	96 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	905 N RIDGE RD E
City	LORAIN
State	OH
Zip	44055-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	990590131
Legal Subdivision	SHEFFIELD
Legal Block	107
Legal Lot Number	113
Jurisdiction	LORAIN OH
Township / Civil Division	SHEFFIELD
Census Block Group	2
Census Block	2013
Census Tract	24000

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	905 N RIDGE RD E, LORAIN, OH 44055-3034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS & LOAN BANK
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L S&L ASSN/LORAIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 1999 · Amount on Record
Deed Sale	Jan 22, 1999 · Amount on Record
Deed Document Number	1999590131
Prior Transfer Date	Jan 20, 1999
Prior Transfer Doc	0000590131
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	905 N RIDGE RD E, LORAIN, OH 44055-3034
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210827091
Date	Jul 6, 2021
Instrument	2021-0827091

Lender

Name	FIRST FEDERAL SAVINGS & LOAN BANK
Type	Bank
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	905 N RIDGE RD E, LORAIN, OH 44055-3034
Document Number	0000678005
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 N RIDGE RD LORAIN OH 44055, LORAIN, OH 44055

Mortgage

Document Number	0000678005
Date	Jun 29, 2018
Instrument	678005

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 44053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Sheffield Township
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,444.00 Homeowner's exemption	$57,690 (-0.01%) Land $4,280 Building $53,410	$164,840 (-) Land $12,240 Building $152,600
2024	$2,444.00 (+32.75%)	$57,694 (+68.89%) Land $4,284 Building $53,410	$164,840 (+68.89%) Land $12,240 Building $152,600
2023	$1,841.00 (-2.54%)	$34,161 (+%) Land $5,548 Building $28,613	$97,600 (-) Land $15,850 Building $81,750
2022	$1,889.00	$34,160 Land $5,550 Building $28,610
2021			$97,600 Land $15,850 Building $81,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Windstream.

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