955 Morgan Ranch Dr, Grass Valley, CA 95945 Property Records

Nevada County property record for 955 Morgan Ranch Dr, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,835 sqft · built 2007
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (May 2019)
Tax Bill	$6,039 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-660-012-000`

Property Details

APN / Parcel Number

Primary APN	`004-660-012-000`
Alternative APN	`04-660-12-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,835 sqft Living Area
1st Floor Area	1,835 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Architectural Style	Traditional
Lot Area	16,117 sqft (0.37 acres)
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	04-660-12-000
Street Address	955 MORGAN RANCH DR
City	GRASS VALLEY
State	CA
Zip	95945-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 MORGAN RANCH WEST
Legal Subdivision	MORGAN RANCH WEST
Legal Lot Number	11
Jurisdiction	NEVADA CA
Township / Civil Division	NEVADA CITY
Census Block Group	4
Census Block	4016
Census Tract	802

Owner

955 Morgan Ranch Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	955 MORGAN RANCH DR, GRASS VALLEY, CA 95945-9768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit BANNER BANK
May 29, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 20, 2019	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on File
Deed Sale	May 20, 2019 · Amount on File
Deed Document Number	20199307
Prior Transfer Date	Mar 18, 2013
Prior Transfer Doc	0000009274
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	955 MORGAN RANCH DR, GRASS VALLEY, CA 95945-9768
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 MORGAN RANCH DR, GRASS VALLEY, CA 95945-9768

Mortgage

Document Number	0000022610
Date	Jul 2, 2021
Instrument	20210022610

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	955 MORGAN RANCH DR, GRASS VALLEY, CA 95945-9768
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013791
Date	Jun 23, 2020
Instrument	20200013791

Lender

Name	BANNER BANK
Type	Bank
Address	GRASS VALLEY, CA 95949

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	955 MORGAN RANCH DR, GRASS VALLEY, CA 95945-9768
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011557
Date	May 29, 2020
Instrument	20200011557

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	May 20, 2019
Property Address	955 MORGAN RANCH DR, GRASS VALLEY, CA 95945-9768
Document Number	0000009307
Map Reference	MB 8 PG 144
Instrument Date	May 13, 2019
Instrument	20190009307
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	955 MORGAN RANCH DR, GRASS VALLEY, CA 95945-9768

Mortgage

Document Number	0000009308
Date	May 20, 2019
Instrument	20190009308

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 955 Morgan Ranch Dr was $6,039 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,610 (+2%) Land $119,469 Building $451,141
2025	$6,039.00 Homeowner's exemption	$559,423 Land $117,127 Building $442,296
2023	$5,771.00 (+0.91%) Homeowner's exemption	$537,702 Land $112,580 Building $425,122	$537,030
2022	$5,719.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 955 Morgan Ranch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 955 Morgan Ranch Dr is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - E. GEORGE, BANNER MOUNTAIN serves 17,154 people · EPA ID CA2910004
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	200 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: Verizon.

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