955 Monroe St, Sebring, OH 44672 Property Records

Mahoning County property record for 955 Monroe St, Sebring, OH 44672

Property Summary

Property Type	Farm - Irrigated or Dry
Details	5 bd · 1.5 ba · 3,708 sqft · built 1850
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$67,500 (Oct 1989)
Tax Bill	$1,924 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-015-0-100.00-0`

Property Details

APN / Parcel Number

Primary APN	`16-015-0-100.00-0`
Alternative APN	`00076`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,708 sqft Gross Area
1st Floor Area	1,572 sqft
Upper Floors Area	884 sqft
Basement Area	884 sqft
Family Room	Family Room

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	435,600 sqft (10 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Enclosed Frame Porch
Porch Area	450 sqft
Patio Area	368 sqft
Lean-To	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00076
Street Address	955 MONROE ST
City	SEBRING
State	OH
Zip	44672-1037
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	SEC 28
Jurisdiction	MAHONING OH
Township / Civil Division	SMITH
Census Block Group	2
Census Block	2033
Census Tract	813000

Owner

955 Monroe St, an agricultural property, is owned and occupied by an individual who bought it in October 1989.

Source: Mahoning County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	955 MONROE ST, SEBRING, OH 44672-1037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Dec 19, 2025	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 1989 · Amount on File
Deed Sale	Oct 19, 1989 · Amount on File
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Recording Date	May 15, 2026
Property Address	955 MONROE ST, SEBRING, OH 44672-1037
Document Number	0000010318
Book / Page	6739 / 1831
Instrument Date	May 9, 2026
Instrument	202610318
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 MONROE ST, SEBRING, OH 44672-1037
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010318,
Date	May 15, 2026
Book Page	6739/1831
Instrument	202610318

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	955 MONROE ST, SEBRING, OH 44672-1037
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 MONROE ST, SEBRING, OH 44672-1037

Mortgage

Document Number	006715/426
Date	Dec 19, 2025
Book Page	6715/426
Instrument	202500027016

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 955 Monroe St was $1,924 with a homeowner's exemption, down 0.7% from the year before.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Smith Township
Unified School District	West Branch Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,924.00 (-0.67%)	$63,060 (-) Land $11,840 Building $51,220	$180,150 Land $33,820 Building $146,330
2024	$1,937.00 (+0.78%) Homeowner's exemption	$63,060 (-) Land $11,840 Building $51,220
2023	$1,922.00 (+12.93%) Homeowner's exemption	$63,060 (+46.92%) Land $11,840 Building $51,220	$180,150 (+46.92%) Land $33,820 Building $146,330
2022	$1,702.00	$42,920 Land $8,600 Building $34,320	$122,620 Land $24,570 Building $98,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 955 Monroe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 955 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon, Watch TV.

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