1055 Monroe St, Sebring, OH 44672 Property Records

Mahoning County property record for 1055 Monroe St, Sebring, OH 44672

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,600 sqft · built 1915
Lot Size	0.559 acres (24,350 sqft)
Owner	Individual Name on File
Last Sale	$69,300 (Mar 2015)
Tax Bill	$1,634 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-015-0-103.00-0`

Property Details

APN / Parcel Number

Primary APN	`16-015-0-103.00-0`
Alternative APN	`00150`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,368 sqft
1st Floor Area	1,216 sqft
Upper Floors Area	384 sqft
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	24,350 sqft (0.559 acres)
Garage Area	1,200 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	476 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00150
Street Address	1055 MONROE ST
City	SEBRING
State	OH
Zip	44672-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 28
Jurisdiction	MAHONING OH
Township / Civil Division	SMITH
Census Block Group	2
Census Block	2033
Census Tract	813000

Owner

1055 Monroe St is owned and occupied by an individual who bought it in March 2015.

Source: Mahoning County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1055 MONROE ST, SEBRING, OH 44672-1039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage STARK FEDERAL CREDIT UNION
May 10, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE FARMERS NATIONAL BANK OF CANFIELD
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit THE FARMERS NATIONAL BANK OF CANFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2015 · Amount on File
Deed Sale	Mar 19, 2015 · Amount on File
Prior Sale	Apr 23, 1962
Deed Document Number	20156061
Deed Book / Page	6122 / 736
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Recording Date	Sep 8, 2026
Property Address	1055 MONROE ST, SEBRING, OH 44672-1039
Document Number	0000020532
Book / Page	6761 / 1234
Instrument Date	Sep 2, 2026
Instrument	202620532
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 MONROE ST, SEBRING, OH 44672-1039

Mortgage

Document Number	0000020532,
Date	Sep 8, 2026
Book Page	6761/1234
Instrument	202620532

Lender

Name	STARK FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	1055 MONROE ST, SEBRING, OH 44672-1039
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 MONROE ST, SEBRING, OH 44672-1039

Mortgage

Document Number	006623/223
Date	May 10, 2024
Book Page	6623/223
Instrument	202400008654

Lender

Name	THE FARMERS NATIONAL BANK OF CANFIELD
Type	Bank
Address	CANFIELD, OH 44406

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 13, 2034

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	1055 MONROE ST, SEBRING, OH 44672-1039
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6397/2402
Date	Aug 31, 2020
Book Page	6397/2402
Instrument	202000019520

Lender

Name	THE FARMERS NATIONAL BANK OF CANFIELD
Type	Bank
Address	CAMPBELL, OH 44405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1055 Monroe St was $1,634.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Smith Township
Unified School District	West Branch Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,634.00	$44,160 (-) Land $2,010 Building $42,150	$126,170 Land $5,750 Building $120,420
2024	$1,634.00 (+1.87%)	$44,160 (-) Land $2,010 Building $42,150
2023	$1,604.00 (+31.69%)	$44,160 (+46.71%) Land $2,010 Building $42,150	$126,170 (+46.73%) Land $5,750 Building $120,420
2022	$1,218.00	$30,100 Land $1,650 Building $28,450	$85,990 Land $4,710 Building $81,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1055 Monroe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1055 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon, Watch TV.

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