955 Gainey Ave, Flint, MI 48503 Property Records

Genesee County property record for 955 Gainey Ave, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 503 sqft · built 1923
Lot Size	0.119 acres (5,184 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Jul 2023)
Tax Bill	$951 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`40-14-455-002`

Property Details

APN / Parcel Number

Primary APN	`40-14-455-002`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	503 sqft Living Area
1st Floor Area	503 sqft
Basement Area	440 sqft
Unfinished Basement	440 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	35 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	955 GAINEY AVE
City	FLINT
State	MI
Zip	48503-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	MASON MANOR NO. 1 LOT 350
Legal Subdivision	MASON MANOR #1
Legal Lot Number	350
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2004
Census Tract	3700

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	955 GAINEY AVE, FLINT, MI 48503-3124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer · Commercial Mortgage MORGAGE
Dec 21, 2022	Intrafamily Transfer, Transfer
Oct 4, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 27, 2018	Deed with Mortgage, Construction Loan · Construction Mortgage GENESEE CNTY LAND BK AUTH
Dec 22, 2017	Quit Claim Deed, Transfer CISLO TITLE
May 4, 2017	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Oct 4, 2022 · Amount on Record
Deed Document Number	202343170
Prior Transfer Date	Dec 21, 2022
Prior Transfer Doc	0000077132
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 28, 2023
Property Address	955 GAINEY AVE, FLINT, MI 48503-3124
Document Number	0000043170
Map Reference	LB 5 PG 24
Instrument Date	Jul 13, 2023
Instrument	202307280043170
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	955 GAINEY AVE, FLINT, MI 48503-3124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 GAINEY AVE, FLINT, MI 48503-3124

Mortgage

Document Number	0000043171
Date	Jul 28, 2023
Instrument	202307280043171

Lender

Name	MORGAGE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Dec 21, 2022
Property Address	955 GAINEY AVE, FLINT, MI 48503-3124
Document Number	0000077132
Instrument Date	Dec 21, 2022
Instrument	202212210077132
Transaction Type	Transfer
Record Updated	Jan 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9511 LONGMEADOW ST, FENTON, MI 48430-8738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 GAINEY AVE, FLINT, MI 48503-3124

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 4, 2022
Property Address	955 GAINEY AVE, FLINT, MI 48503-3124
Document Number	0000065194
Instrument Date	Oct 3, 2022
Instrument	202210040065194
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 BEACH ST, 1101, FLINT, MI 48502-1428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9511 LONGMEADOW ST, FENTON, MI 48430-8738

February 2018: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	GENESEE MI
Recording Date	Feb 27, 2018
Property Address	955 GAINEY AVE, FLINT, MI 48503-3124
Instrument Date	Feb 16, 2018
Instrument	10089
Transaction Type	Construction Loan
Record Updated	Mar 8, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.80
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 GAINEY AVE FLINT MI 485033124, FLINT, MI 48503-3124

Mortgage

Document Number	0000010089
Date	Feb 27, 2018
Instrument	10089

Lender

Name	GENESEE CNTY LAND BK AUTH
Address	FLINT, MI 48502
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 26, 2019

Interest

Rate	7%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 22, 2017
Property Address	955 GAINEY AVE, FLINT, MI 48503-3124
Document Number	0000078244
Instrument Date	Dec 20, 2017
Instrument	78244
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CISLO TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	452 S SAGINAW ST #2ND FLINT MI 485021826, 2ND, FLINT, MI 48502-1826

May 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	GENESEE MI
Recording Date	May 4, 2017
Property Address	955 GAINEY AVE, FLINT, MI 48503-3124
Document Number	0000036659
Instrument Date	May 4, 2017
Instrument	36659
Transaction Type	Foreclosure
Record Updated	May 12, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1101 BEACH ST FLINT MI 485021428, FLINT, MI 48502-1428

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,500 (+19.23%)	$31,000 (+19.23%)
2025	$951.00 (-0.63%) Homeowner's exemption	$13,000 (+38.3%)	$26,000 (+38.3%)
2024	$957.00
2023		$9,400	$18,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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