955 Exchange St, North Bend, OR 97459 Property Records

Coos County property record for 955 Exchange St, North Bend, OR 97459

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,352 sqft · built 1964
Lot Size	0.23 acres (10,030 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2022)
Tax Bill	$2,479 (2025)
Deeds & Mortgages	Apr 2022 Sale Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25S13W22AC0280000`

Property Details

APN / Parcel Number

Primary APN	`25S13W22AC0280000`
Alternative APNs	`25 S 13 W 22 AC 2800` `05616300` `5616300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	10,030 sqft (0.23 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	5616300
Street Address	955 EXCHANGE ST
City	NORTH BEND
State	OR
Zip	97459-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Range	13W
Legal Township	25S
Legal Section	22
Legal Subdivision	COOS BAY PLAT C
Legal Lot Number	2800
Jurisdiction	COOS OR
Township / Civil Division	COOS BAY
Census Block Group	2
Census Block	2017
Census Tract	300

Owner

955 Exchange St is owned by two individuals who bought it in April 2022.

Source: Coos County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	785 N 4TH CT, COOS BAY, OR 97420-2343
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Warranty Deed, Transfer TICOR TITLE COOS BAY
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	Sep 13, 2021 · Amount on File
Deed Document Number	20223566
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOS OR
Recording Date	Apr 18, 2022
Property Address	955 EXCHANGE ST, NORTH BEND, OR 97459-2927
Document Number	0202203566
Instrument Date	Apr 18, 2022
Instrument	2022-03566
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	TICOR TITLE COOS BAY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	785 N 4TH CT, COOS BAY, OR 97420-2343

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	955 EXCHANGE ST, NORTH BEND, OR 97459-2927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201911198
Date	Dec 10, 2019
Instrument	2019-11198

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	955 EXCHANGE ST, NORTH BEND, OR 97459-2927
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201903440
Date	Apr 29, 2019
Instrument	2019-03440

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 955 Exchange St was $2,479, down 1% from the year before.

Source: Coos County assessment roll, as of November 12, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Municipality	North Bend City
Unified School District	North Bend School District 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,479.00 (-0.96%)	$167,550 (+3%)	$281,040 (+2.08%) Land $84,780 Building $196,260
2024	$2,503.00 (+3.05%)	$162,670 (+2.99%)	$275,320 (-5.68%) Land $84,780 Building $190,540
2023	$2,429.00 (+1.08%)	$157,940 (+3%)	$291,890 (+16.81%) Land $84,780 Building $207,110
2022	$2,403.00	$153,340	$249,890 Land $74,370 Building $175,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 955 Exchange St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 6, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 955 Exchange St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOS BAY NORTH BEND WTR BRD serves 34,500 people · EPA ID OR4100205
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, DFN, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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