638 Exchange St, North Bend, OR 97459 Property Records

Coos County property record for 638 Exchange St, North Bend, OR 97459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,653 sqft · built 1946
Owner	Individual Name on File
Last Sale	$300,000 (Oct 2021)
Tax Bill	$2,743 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5538300`

Property Details

APN / Parcel Number

Primary APN	`5538300`
Alternative APNs	`25 S 13 W 22 AD 1700` `05538300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	2,890 sqft
1st Floor Area	1,233 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Composition Shingle
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	5538300
Old Parcel Number	05538300
Street Address	638 EXCHANGE ST
City	NORTH BEND
State	OR
Zip	97459-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M
Legal Description	SEC/TWN/RNG/MER:SEC 22 TWN 25S RNG 13W
Legal Range	13W
Legal Township	25S
Legal Section	22
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	COOS BAY B
Jurisdiction	COOS OR
Township / Civil Division	COOS BAY
Census Block Group	1
Census Block	1033
Census Tract	300

Owner

638 Exchange St is owned and occupied by an individual who bought it in October 2021.

Source: Coos County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	638 EXCHANGE ST, NORTH BEND, OR 97459-2922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Deed Document Number	2021-11120
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOS OR
Recording Date	Oct 4, 2021
Property Address	638 EXCHANGE ST, NORTH BEND, OR 97459-2922
Document Number	202111120
Instrument Date	Oct 4, 2021
Instrument	2021-11120
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	TICOR TITLE COOS BAY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 EXCHANGE ST, NORTH BEND, OR 97459-2922

Mortgage

Document Number	202111121
Date	Oct 4, 2021
Instrument	2021-11121

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 638 Exchange St was $2,743, down 0.9% from the year before.

Source: Coos County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Municipality	North Bend City
Unified School District	North Bend School District 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,743.00 (-0.94%)	$185,360 (+2.99%)	$388,820 (+2.33%) Land $84,780 Building $304,040
2024	$2,769.00 (+3.05%)	$179,970 (+3%)	$379,960 (-6.33%) Land $84,780 Building $295,180
2023	$2,687.00 (+1.05%)	$174,730 (+2.99%)	$405,630 (+17.14%) Land $84,780 Building $320,850
2022	$2,659.00	$169,650	$346,280 Land $74,370 Building $271,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Exchange St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective December 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2002 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Exchange St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOS BAY NORTH BEND WTR BRD serves 34,500 people · EPA ID OR4100205
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, DFN, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Exchange St

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