955 Espinado Ave, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 955 Espinado Ave, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 980 sqft · built 1980
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$169,900 (Oct 2017)
Tax Bill$1,872 (2025)
Deeds & MortgagesApr 2021 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN284122-0060

Property Details

APN / Parcel Number

Primary APN284122-0060

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area980 sqft Living Area
Gross Area1,370 sqft Gross Area
1st Floor Area980 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions100 ft deep x 76 ft wide
Parking Spaces1 Parking Space
Garage TypeAttached
Garage Area390 sqft Garage
Patio Area360 sqft Patio
PorchFinished/Open Porch
Porch Area100 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address955 ESPINADO AVE
CitySAINT AUGUSTINE
StateFL
Zip32086-7122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13-36 37 38 ST AUG SHORES UT 4 LOT 6 BLK 122 OR4444/1127
Legal Range30E
Legal Township08S
Legal Section39
Legal SubdivisionST. AUGUSTINE SHORES UNIT 4
Legal Block122
Legal Lot Number6
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1008
Census Tract21211

Owner

Source: St. Johns County records · APN 284122-0060

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address955 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC
Oct 05, 2017Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2017 · Amount on Record
Deed SaleOct 05, 2017 · Amount on Record
Prior SaleMar 26, 2012 · Amount on Record
Deed Document Number201767872
Deed Book / Page4444 / 1127
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address955 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7122
Transaction TypeMortgage
Record UpdatedApr 26, 2021
Title CompanyACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address955 ESPINADO AVE, ST AUGUSTINE, FL 32086-7122

Mortgage

Document Number0052341699
DateApr 12, 2021
Book Page5234/1699
Instrument2021040279
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 05, 2017
Property Address955 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7122
Document Number0044441127
Book / Page4444 / 1127
Map ReferenceMB13 PG31-38
Instrument DateOct 03, 2017
Instrument2017067872
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyACTION TITLE SVCS OF ST JOHN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6864 SEA COVE AVE, 6864, SAINT AUGUSTINE, FL 32086

Transferred To (Grantee/Buyer)

NameVerified Name
Address955 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7122

Mortgage

Document Number2017067873
DateOct 05, 2017
Instrument2017067873
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$157,096 (+2.7%)$220,952 (-1.82%) Land $82,439 Building $138,513
2025$1,872.00 (+15.34%) Homeowner's exemption$152,966 (+5.99%)$225,049 (+3.64%) Land $77,805 Building $147,244
2024$1,623.00 (+2.33%)
2023$1,586.00 (+3.93%) Homeowner's exemption$144,325 (+3%)$217,148 (+8.33%) Land $77,805 Building $139,343
2022$1,526.00 Homeowner's exemption$140,121$200,457 Land $50,348 Building $150,109

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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