St. Johns County property record for 946 Espinado Ave, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,220 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $339,900 (2025) |
| Tax Bill | $774.00 (2025) |
| Primary APN | 284132-0030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,220 sqft Living Area |
| Gross Area | 1,610 sqft Gross Area |
| 1st Floor | 980 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Depth X Width | 100 ft x 81 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 390 sqft Garage |
| Patio Area | 60 sqft Patio |
| Porch Area | 100 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 946 ESPINADO AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7123 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 13-37 38 ST AUG SHORES UNIT 4 LOT 3 BLK 132 OR6280/1412 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 39 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 4 |
| Legal Block | 132 |
| Legal Lot Number | 3 |
| Legal Unit | 4 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 284132-0030
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 946 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7123 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Man as his Sole and Separate Property |
| Date | Document |
|---|---|
| Dec 30, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Deed Doc Number | 2025104816 |
| Deed Book / Page | 6280 / 1412 |
| Prior Transfer Date | Dec 21, 2005 |
| Prior Transfer Doc | 0026150811 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 30, 2025 |
| Property Address | 946 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7123 |
| Document Number | 0062801412 |
| Book / Page | 6280 / 1412 |
| Map Reference | MB 13 PG 31-138 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2025104816 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | SOUTHERN CAPITAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,379.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1101 PLANTATION ISLAND DR S # S106, S106, ST AUGUSTINE, FL 32080-6191 |
| Name | Verified Name |
|---|---|
| Address | 946 ESPINADO AVE, ST AUGUSTINE, FL 32086-7123 |
| Document Number | 0062801414 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 6280/1414 |
| Instrument | 2025104817 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 946 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7123 |
| Document Number | 0048761528 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 946 ESPINADO AVE ST AUGUSTINE FL 320867123, ST AUGUSTINE, FL 32086-7123 |
| Document Number | 0048761528 |
|---|---|
| Date | Feb 04, 2020 |
| Book Page | 004876/001528 |
| Instrument | 8625 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 03, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,960 (+186.47%) Land $87,862 Building $192,098 | $279,960 (+16.01%) Land $87,862 Building $192,098 | |
| 2025 | $774.00 (+26.68%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $97,727 (+5.99%) | $241,332 (+3.78%) Land $82,924 Building $158,408 |
| 2024 | $611.00 (+1.16%) | ||
| 2023 | $604.00 (+0.17%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $92,207 (+3%) | $232,552 (+8.16%) Land $82,924 Building $149,628 |
| 2022 | $603.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $89,521 | $215,003 Land $53,661 Building $161,342 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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