955 Celadon St, Winter Garden, FL 34787 Property Records

Orange County property record for 955 Celadon St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,211 sqft · built 2022
Lot Size	0.283 acres (12,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (May 2021)
Tax Bill	$15,311 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-22-27-6098-03-980`

Property Details

APN / Parcel Number

Primary APN	`21-22-27-6098-03-980`
Alternative APNs	`272221609803980` `117003` `117669` `119012`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,211 sqft Living Area
Gross Area	4,580 sqft
1st Floor Area	2,707 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,314 sqft (0.283 acres)
Garage Type	Attached
Garage Area	599 sqft
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	955 CELADON ST
City	WINTER GARDEN
State	FL
Zip	34787-3173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAKLAND PARK UNIT 4A 87/105 LOT 398
Legal Range	27E
Legal Township	22S
Legal Section	21
Legal Subdivision	OAKLAND PK UT 4A
Legal Tract	6098
Legal Block	3
Legal Lot Number	398
Legal Unit	4A
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1009
Census Tract	17200

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	955 CELADON ST, WINTER GARDEN, FL 34787-3173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Nov 5, 2018	Loan Modification, Mortgage · Line of Credit ROBERT J UNDERBRINK
Oct 2, 2018	Grant Deed, Transfer · Conventional Mortgage HIGHLAND R/E & INVS INC
Sep 21, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	2021266901
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 3, 2021
Property Address	955 CELADON ST, WINTER GARDEN, FL 34787-3173
Document Number	20210266901
Map Reference	MB 87 PG 105
Instrument Date	Apr 30, 2021
Instrument	20210266901
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	854 TILDEN OAKS TRL, 854, WINTER GARDEN, FL 34787-3478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4375 VIRGINIA DR, ORLANDO, FL 32814-6059

Mortgage

Document Number	20210266902
Date	May 3, 2021
Instrument	20210266902

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 3, 2021
Property Address	955 CELADON ST, WINTER GARDEN, FL 34787-3173
Document Number	0000266901
Map Reference	MB 87 PG 105
Instrument Date	Apr 30, 2021
Instrument	20210266901
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	854 TILDEN OAKS TRL, WINTER GARDEN, FL 34787-3478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4375 VIRGINIA DR, ORLANDO, FL 32814-6059

Mortgage

Document Number	0000266902
Date	May 3, 2021
Instrument	20210266902

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Recording Date	Nov 5, 2018
Property Address	955 CELADON ST, WINTER GARDEN, FL 34787-3173
Instrument Date	Oct 1, 2018
Instrument	646417
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	848 KINGSTREE LN WINTER GARDEN FL 347878909, WINTER GARDEN, FL 34787-8909
Investor	Possibly a Property Investor

Mortgage

Document Number	0000646417
Date	Nov 5, 2018
Instrument	646417

Lender

Name	ROBERT J UNDERBRINK
Address	12214 VALLEY STAR DR, HOUSTON, TX 77024-6221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Nov 4, 2020

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 2, 2018
Property Address	955 CELADON ST, WINTER GARDEN, FL 34787-3173
Document Number	0000578539
Instrument Date	Oct 1, 2018
Instrument	578539
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,902.05
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1010 JOHNS POINT DR OAKLAND FL 347878951, OAKLAND, FL 34787-8951
Investor	Possibly a Property Investor

Mortgage

Document Number	578541
Date	Oct 2, 2018
Instrument	578541

Lender

Name	HIGHLAND R/E & INVS INC
Address	35 EAST AVE, CLERMONT, FL 34711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 21, 2018
Property Address	955 CELADON ST, WINTER GARDEN, FL 34787-3173
Document Number	0000558942
Instrument Date	Sep 17, 2018
Instrument	558942
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$49,003.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14502 N DALE MABRY HWY #327 TAMPA FL 336182043, 327, TAMPA, FL 33618-2043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,006,702 (+2.7%)	$1,177,440 (-0.9%) Land $425,000 Building $752,440
2025	$15,311.00 (+5.16%) Homeowner's exemption	$980,236 (+0.19%)	$1,188,100 (+21.44%) Land $425,000 Building $763,100
2024	$14,560.00 (-4.66%)
2023	$15,271.00 (+282.54%) Homeowner's exemption	$978,370 (+291.35%) Land $306,000 Building $672,370	$978,370 (+291.35%) Land $306,000 Building $672,370
2022	$3,992.00	$250,000 Land $250,000	$250,000 Land $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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