954 Celadon St, Winter Garden, FL 34787 Property Records

Orange County property record for 954 Celadon St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,511 sqft · built 2018
Lot Size	0.162 acres (7,068 sqft)
Owner	2 Individual Names on File
Last Sale	$845,000 (Mar 2022)
Tax Bill	$13,345 (2025)
Deeds & Mortgages	Mar 2022 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-22-27-6098-03-830`

Property Details

APN / Parcel Number

Primary APN	`21-22-27-6098-03-830`
Alternative APNs	`272221609803830` `116985` `117652` `118995`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,511 sqft Living Area
Gross Area	3,767 sqft
1st Floor Area	1,637 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,068 sqft (0.162 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	574 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	954 CELADON ST
City	WINTER GARDEN
State	FL
Zip	34787-3174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OAKLAND PARK UNIT 4A 87/105 LOT 383
Legal Range	27E
Legal Township	22S
Legal Section	21
Legal Subdivision	OAKLAND PK UT 4A
Legal Tract	6098
Legal Block	3
Legal Lot Number	383
Legal Unit	4A
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1014
Census Tract	17200

Owner

954 Celadon St is owned and occupied by two individuals who bought it in March 2022.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	954 CELADON ST, WINTER GARDEN, FL 34787-3174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Warranty Deed, Transfer CHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FBC MTG
Nov 7, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Prior Sale	Nov 7, 2018 · Amount on File
Deed Document Number	2022139704
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 1, 2022
Property Address	954 CELADON ST, WINTER GARDEN, FL 34787-3174
Document Number	0000139704
Map Reference	MB 87 PG 105
Instrument Date	Feb 25, 2022
Instrument	20220139704
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	CHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING

Transaction

Amount	Amount on Record
Tax	$5,915.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 HARBOR CIR, 214, PANACEA, FL 32346-5132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8090 ESSEX POINT CIR APT 2226, 2226, ORLANDO, FL 32819-9138

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	954 CELADON ST, WINTER GARDEN, FL 34787-3174
Document Number	0000345468
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	954 CELADON ST WINTER GARDEN FL 347873174, WINTER GARDEN, FL 34787-3174

Mortgage

Document Number	0000345468
Date	Jun 23, 2020
Instrument	345468

Lender

Name	FBC MTG
Type	Mortgage Company
Address	GAINESVILLE, FL 32601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 22, 2035

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 7, 2018
Property Address	954 CELADON ST, WINTER GARDEN, FL 34787-3174
Document Number	0000650243
Map Reference	MB 87 PG 108-110
Instrument Date	Oct 31, 2018
Instrument	20180650243
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	TOWN SQUARE TITLE LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,020.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 S WESTMONTE DR STE 2000, 225, ALTAMONTE SPRINGS, FL 32714-4218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 CELADON ST, WINTER GARDEN, FL 34787-3174

Mortgage

Document Number	0000650244
Date	Nov 7, 2018
Instrument	20180650244

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 954 Celadon St was $13,345, up 9.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$810,500 (-1.04%) Land $230,000 Building $580,500	$810,500 (-1.04%) Land $230,000 Building $580,500
2025	$13,345.00 (+9.93%)	$819,010 Land $230,000 Building $589,010	$819,010 Land $230,000 Building $589,010
2024	$12,140.00 (+6.18%)
2023	$11,433.00 (+67.49%)	$718,644 (+53.77%) Land $200,000 Building $518,644	$718,644 (+23.01%) Land $200,000 Building $518,644
2022	$6,826.00 Homeowner's exemption	$467,365	$584,229 Land $155,000 Building $429,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 954 Celadon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 954 Celadon St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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