955 2nd St S, Naples, FL 34102 Property Records

Collier County property record for 955 2nd St S, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	1,421 sqft · built 1947
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,575,000 (Mar 2020)
Tax Bill	$8,653 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`095500 11 135A09`

Property Details

APN / Parcel Number

Primary APN	`095500 11 135A09`
Alternative APN	`14013960000`

Interior

Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	1,421 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Wood
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Street Address	955 2ND ST S
City	NAPLES
State	FL
Zip	34102-6811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	NAPLES T 3 BLK 11 N 40FT OF LOTS 13 + 14 + N 40FT OF W 8.3FT OF LOT 15 OR 1499 PG 1981
Legal Range	25
Legal Township	50
Legal Section	9
Legal Subdivision	NAPLES PLAN OF TIER 3
Legal Tract	095500
Legal Block	11
Legal Lot Number	13
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1042
Census Tract	101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Naples Historic District listed 1987 · 94 contributing resources · NRIS 87002179

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Collier County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	215 10TH AVE S, NAPLES, FL 34102-6820
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Commercial Mortgage KEY BANK NA
Aug 8, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 16, 2020	Deed of Trust, Mortgage JP MORGAN CHASE BK
Apr 3, 2017	Warranty Deed, Transfer · Loan Assumption FLORIDA COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Prior Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	20205843636
Deed Book / Page	5740 / 868
Last Transfer Date	Oct 13, 2021
Transfer Doc	0061612834
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	955 2ND ST S, NAPLES, FL 34102-6811
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 10TH AVE S, NAPLES, FL 34102-6820

Mortgage

Document Number	0065592124
Date	Mar 4, 2026
Book Page	6559/2124
Instrument	6792597

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Aug 8, 2022
Property Address	955 2ND ST S, NAPLES, FL 34102-6811
Document Number	0061612834
Book / Page	6161 / 2834
Map Reference	MB 1 PG 8
Instrument Date	Oct 13, 2021
Instrument	6293793
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4540 W 160TH ST, 4540, CLEVELAND, OH 44135-2628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 LO AVENUE SOUTH, NAPLES, FL 34102

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	955 2ND ST S, NAPLES, FL 34102-6811
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4540 W 160TH ST CLEVELAND OH 441352628, CLEVELAND, OH 44135-2628

Mortgage

Document Number	57400870
Date	Mar 17, 2020
Book Page	005740/000870
Instrument	5843637

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	601 OAKMONT LN # 300, WESTMONT, IL 60559-5532

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 3, 2017
Property Address	955 2ND ST S, NAPLES, FL 34102-6811
Document Number	0053781953
Book / Page	5378 / 1953
Map Reference	MB1 PG8
Instrument Date	Mar 31, 2017
Instrument	5386407
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2610 KINNEY OAKS CT, 2610, AUSTIN, TX 78704-4974

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	215 10TH AVE S, NAPLES, FL 34102-6820

Mortgage

Document Number	0005386408
Date	Apr 3, 2017
Instrument	5386408

Lender

Name	FLORIDA COMMUNITY BANK NA
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$916,587 (+1%)	$957,309 (-12.55%) Land $882,611 Building $74,698
2025	$8,653.00 (-0.54%)	$833,261 (+21%)	$1,094,714 (-1.88%) Land $1,055,296 Building $39,418
2024	$8,700.00 (+6.03%)
2023	$8,205.00 (+13.53%)	$688,645 (+1%)	$1,115,667 (+28.21%) Land $1,097,268 Building $18,399
2022	$7,227.00	$626,041	$870,173 Land $796,419 Building $73,754

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 415 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,189 units insured incl. 774 condo units
Nearby Flood Claims	482 (1985–2024)
Claims Outside the SFHA	5 of 482
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 57 claims Hurricane Ian, Nov 2022 · 166 claims Hurricane Ian, Oct 2022 · 139 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband.

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