725 2nd St S, Naples, FL 34102 Property Records

Collier County property record for 725 2nd St S, Naples, FL 34102

Property Summary

Property Type	Condominium
Details	1,680 sqft · built 1950
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2003)
Tax Bill	$6,554 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`014200 4/55A04`

Property Details

APN / Parcel Number

Primary APN	`014200 4/55A04`
Alternative APNs	`0303020000000370055` `03030200000` `3030200000`

Interior

Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	725 2ND ST S
City	NAPLES
State	FL
Zip	34102-6826
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BEACH WALK A CONDOMINIUM UNIT 4/5
Legal Range	25
Legal Township	50
Legal Section	4
Legal Subdivision	BEACH WALK A CONDOMINIUM
Legal Tract	014200
Legal Block	1
Legal Lot Number	4/5
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1022
Census Tract	101

Owner

725 2nd St S, a condominium, is owned and occupied by two individuals who acquired it in January 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	725 2ND ST S, NAPLES, FL 34102-6826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FLORIDA INTEGRITY BANK
Jan 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA
Nov 14, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2003 · Amount on File
Deed Sale	Apr 30, 2003 · Amount on File
Prior Sale	Oct 6, 2000 · Amount on File
Deed Book / Page	3277 / 2799
Last Transfer Date	Jan 12, 2021
Transfer Doc	0058783193
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	725 2ND ST S, NAPLES, FL 34102-6826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057502330
Date	Apr 13, 2020
Book Page	5750/2330
Instrument	5854455

Lender

Name	FIRST FLORIDA INTEGRITY BANK
Type	Bank
Address	NAPLES, FL 34101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jan 20, 2021
Property Address	725 2ND ST S, NAPLES, FL 34102-6826
Document Number	0058783193
Book / Page	5878 / 3193
Map Reference	MB 890 PG 1524-1559
Instrument Date	Jan 12, 2021
Instrument	5987474
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	HEIGHTS TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 2ND ST S, NAPLES, FL 34102-6826

Mortgage

Document Number	0058783195
Date	Jan 20, 2021
Instrument	5878/3195

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	725 2ND ST S, NAPLES, FL 34102-6826
Document Number	0054503183
Book / Page	005450 / 003183
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	725 2ND ST S #5 NAPLES FL 341026826, 5, NAPLES, FL 34102-6826

Mortgage

Document Number	0054503183
Date	Nov 21, 2017
Book Page	005450/003183
Instrument	5473452

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 725 2nd St S was $6,554 with a homeowner's exemption, up 2.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$783,395 (+2.7%)	$1,134,000 (-) Building $1,134,000
2025	$6,554.00 (+2.26%) Homeowner's exemption	$762,799	$1,134,000 Building $1,134,000
2024	$6,409.00 (+1.67%)
2023	$6,304.00 (-2.61%) Homeowner's exemption	$719,710 (+3%)	$1,058,400 (+5.26%) Building $1,058,400
2022	$6,473.00 Homeowner's exemption	$698,748	$1,005,480 Building $1,005,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 725 2nd St S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 415 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,189 units insured incl. 774 condo units
Nearby Flood Claims	482 (1985–2024)
Claims Outside the SFHA	5 of 482
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 57 claims Hurricane Ian, Nov 2022 · 166 claims Hurricane Ian, Oct 2022 · 139 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 725 2nd St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband.

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