9548 Carmel Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 9548 Carmel Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,823 sqft · built 2021
Lot Size	1.61 acres (70,131 sqft)
Owner	Individual Name on Record
Last Sale	$752,500 (Mar 2021)
Tax Bill	$9,303 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059-271-001`

Property Details

APN / Parcel Number

Primary APN	`059-271-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,823 sqft Living Area

Exterior

Year Built	Built 2021
Construction Type	Wood
Lot Area	70,131 sqft (1.61 acres)
Terrain	Combination
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9548 CARMEL RD
City	ATASCADERO
State	CA
Zip	93422-6207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ATAS COL BL 70 LT 23
Legal Subdivision	ATASCADERO COLONY
Legal Block	70
Legal Lot Number	23
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	4
Census Block	4008
Census Tract	12705

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9548 CARMEL RD, ATASCADERO, CA 93422-6207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Mar 29, 2021	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Mar 2, 2020	Grant Deed, Transfer · Conventional Mortgage JANET EHRKE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Mar 2, 2020 · Amount on Record
Deed Document Number	2021023688
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	9548 CARMEL RD, ATASCADERO, CA 93422-6207
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9548 CARMEL RD, ATASCADERO, CA 93422-6207

Mortgage

Document Number	0000030548
Date	Jul 26, 2022
Instrument	2022030548

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 29, 2021
Property Address	9548 CARMEL RD, ATASCADERO, CA 93422-6207
Document Number	0000023688
Map Reference	MB 3 PG 101-A
Instrument Date	Mar 9, 2021
Instrument	2021023688
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9548 CARMEL RD, ATASCADERO, CA 93422

Mortgage

Document Number	0000023689
Date	Mar 29, 2021
Instrument	2021023689

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 2, 2020
Property Address	9548 CARMEL RD, ATASCADERO, CA 93422-6207
Document Number	0000010133
Instrument Date	Feb 6, 2020
Instrument	10133
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5485 N WICKIUP RD PRESCOTT VALLEY AZ 863144221, PRESCOTT VALLEY, AZ 86314-4221

Mortgage

Document Number	10134
Date	Mar 2, 2020
Instrument	10134

Lender

Name	JANET EHRKE
Address	1213 VINE ST, PASO ROBLES, CA 93446-2260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,303.00 (+4.89%)	$814,528 (+4.04%) Land $378,850 Building $435,678
2023	$8,869.00 (+1.26%)	$782,901 Land $364,140 Building $418,761
2022	$8,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

Cell Coverage

5G (outdoors only) and 4G LTE

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