9544 Carmel Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 9544 Carmel Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,546 sqft · built 2006
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$780,000 (Jun 2006)
Tax Bill	$12,095 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`059-601-015`

Property Details

APN / Parcel Number

Primary APN	`059-601-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,546 sqft Living Area
1st Floor Area	2,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	39,204 sqft (0.9 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	9544 CARMEL RD
City	ATASCADERO
State	CA
Zip	93422-6207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 2280 LT 15
Legal Tract	2280
Legal Block	4
Legal Lot Number	15
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	4
Census Block	4008
Census Tract	12705

Owner

9544 Carmel Rd is owned and occupied by an individual who bought it in June 2006.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	9544 CARMEL RD, ATASCADERO, CA 93422-6207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC
Aug 11, 2022	Intrafamily Transfer, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2006 · Amount on File
Deed Sale	Jun 6, 2006 · Amount on File
Prior Sale	Nov 24, 2004 · Amount on File
Deed Document Number	200639699
Prior Transfer Date	Nov 5, 2004
Prior Transfer Doc	0000013558
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 11, 2022
Property Address	9544 CARMEL RD, ATASCADERO, CA 93422-6207
Document Number	0000032610
Map Reference	MB 21 PG 70
Instrument Date	Aug 3, 2022
Instrument	2022032610
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9544 CARMEL RD, ATASCADERO, CA 93422-6207

Mortgage

Document Number	0000032611
Date	Aug 11, 2022
Instrument	2022032611

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Sep 1, 2027
Change Frequency	6 Months
Min Rate At Change	7.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	12.7%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 11, 2022
Property Address	9544 CARMEL RD, ATASCADERO, CA 93422-6207
Document Number	0000032609
Map Reference	MB 21 PG 70
Instrument Date	Aug 3, 2022
Instrument	2022032609
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9544 CARMEL RD, ATASCADERO, CA 93422-6207

Tax Assessment & Valuation

The 2025 property tax bill for 9544 Carmel Rd was $12,095 with a homeowner's exemption, up 4.9% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,087,237 (+2%) Land $446,044 Building $641,193
2025	$12,095.00 (+4.86%) Homeowner's exemption	$1,065,920 Land $437,299 Building $628,621
2024	$11,534.00 (+0.06%)
2023	$11,527.00 (+3.81%) Homeowner's exemption	$1,024,531 Land $420,319 Building $604,212
2022	$11,104.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9544 Carmel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9544 Carmel Rd is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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