St. Louis County property record for 95432 Pine Island, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 852 sqft · built 1996 |
| Lot Size | 0.197 acres (8,619 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,204 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 387-0450-00460 |
| Primary APN | 387-0450-00460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 852 sqft Gross Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 8,619 sqft (0.197 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 256 sqft |
| Deck Area | 512 sqft |
| Storage Building | 144 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 997423 |
|---|---|
| Street Address | 95432 PINE IS |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0046 BLOCK:000 SERIAL # |
| Legal Subdivision | WILDWOOD POINT CAMPSITES T OF |
| Legal Lot Number | 46 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1248 |
| Census Tract | 15502 |
Source: St. Louis County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3871 OLD MIDWAY RD, HERMANTOWN, MN 55810-9728 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,204.00 (+54.78%) | ||
| 2025 | $1,424.00 (+22.55%) | $241,300 (+45.27%) Land $42,100 Building $199,200 | $241,300 (+45.27%) Land $42,100 Building $199,200 |
| 2024 | $1,162.00 | $166,100 (+24.23%) Land $41,000 Building $125,100 | $166,100 (+24.23%) Land $41,000 Building $125,100 |
| 2022 | $133,700 Land $36,500 Building $97,200 | $133,700 Land $36,500 Building $97,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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